Business Coverage by State

NEXT offers business insurance nationwide. Secure the protection your business needs, no matter where your operate. Browse our coverage options by state and get a free quote today.

Choose your profession to learn more

Food & beverage insurance

Food & Beverage

Construction insurance

Contractors

Retail business insurance

Retail

Cleaning business insurance

Cleaning

Fitness and gym insurance

Fitness

Amazon sellers insurance

Amazon Sellers

Architects & engineers insurance

Engineers & Architects

Entertainment business insurance

Entertainment

Let's find the coverage you need for your business
Business insurance is divided into different policies. We offer seven types so it's easy to design the coverage that fits your business.
General Liability insurance
General Liability
Protect yourself from accidents that cause physical injury or damaged property.
Professional Liability or Error and Omissions Insurance
Professional Liability/E&O
Shield yourself from lawsuits that claim your work errors caused financial losses.
Workers' Compensation Insurance
Workers' Compensation
Cover medical bills and lost wages if your employees have an accident at work.
Commercial Auto Insurance
Commercial Auto
Stay on the road with coverage for dents, tows and damage to someone else’s vehicle.
Tools & Equipment Insurance
Tools & Equipment
Upgrade your general liability coverage to protect any gear that’s stolen, damaged or lost.
Commercial Property Insurance
Commercial Property
Keep your building, inventory and equipment protected from fire or water damage.
Business Owner’s Policy Insurance
Business Owner’s Policy
Combine general liability and commercial property into one policy to protect your business.

Trusted by 500,000+ small businesses

Easy to process

Where other websites did not deliver on a timely manner, this was relatively easy to get a quote and finish the process in a few minutes after accepting it. It was also easy to mod...

Riccardo H.

The perfect choice for starting

The perfect choice for starting my own business. This gets me the coverage I need but affordable

Joseph Z.

It was great for me

It really was so simple and easy. Actually easier than the old way, going through an agency. They actually up date the info immediately.

Lance R.

Fast and easy

Very easy, nothing complicated and a great insurance quote

Manuel M.

Five star

You have been there whenever I needed your help.

Luis R.

Perfect

So convenient! So glad to know about Next.

Mari H.

General Liability

The online purchase process for General liability was fast and the protection met the needs of my business . Thank Next!

Michael J.

Affordable insurance and excellent customer service

Next made purchasing general liability insurance very easy and affordable. They also had excellent customer service!

Leah S.

Easy to process

Where other websites did not deliver on a timely manner, this was relatively easy to get a quote and finish the process in a few minutes after accepting it. It was also easy to mod...

Riccardo H.

The perfect choice for starting

The perfect choice for starting my own business. This gets me the coverage I need but affordable

Joseph Z.

What we cover
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© 2024 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.