IT consultant insurance designed to protect your business
Next Insurance is a one-stop shop to help you get the IT consultant insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
- General liability
- Professional liability
- Workers’ compensation
- Commercial property
We’ll help you get the IT consultant business insurance coverage you need
It’s all about managing your risk. See the different policies available for IT consultants and save up to 10% when you bundle two or more of our policies.
General Liability
Bought by 95% of business owners like you
General liability insurance covers the risks that affect almost every IT consultant. It's the most common insurance for small businesses and entrepreneurs, and it’s typically the first policy purchased by new businesses.
general liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
Workers' Compensation
For business owners who hire employees
Workers' compensation insurance helps to make sure workers are taken care of if they're hurt on the job, while also protecting IT consulting business owners from significant financial losses after an accident. It's legally required in most states for businesses with employees.
workers compensation can help you pay for:
Medical expenses
Lost Wages
Employer liability
Commercial Property
For business owners who own or rent physical spaces
Commercial property coverage helps protect almost all of the physical items you need to run your IT consulting business, including your equipment, inventory and furniture. And the business income coverage in your property insurance could help cover the revenue you would have earned after an unforeseen flooding, as well as ongoing business expenses while you are closed.
commercial property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
What customers say about us
Business insurance
It was very easy to work with Shelby and I really liked the rates compared to my other insurance company. Thanks again Shelby and co worker
GREGORY S.
4/20/2023
Easy to get insurance
Easy to get insurance
Michel B.
4/11/2023
Company Insurance
The perfect coverage for my needs.
Leonardo P.
3/30/2023
So dang easy
Super easy process. I have a million irons in the fire trying to launch my business; NEXT made it so easy to get the insurance I need to win new clients. The price was great too.
Andrew R.
2/25/2023
Contract Insurance made simpe
Next made the process of securing insurance quick, affordable and simple.
Katherine V.
2/8/2023
Excellent Service. Everything Online
Excellent Service. Everything Online
Ravindra C.
2/6/2023
Great online insurance company. Easy
Great online insurance company. Easy sign up, helpful customer service, good rates. Highly recommend
Abdulhai A.
1/31/2023
An easy way to get business insurance for a small LLC
The process was easy and quick. Various pricing options were presented. Overall a good buying experience.
Michael F.
1/6/2023
Whats NEXT!!
Not only can you afford this insurance but its also convenient and does not take long to sign up. I couldn't be more happier with my experience and I look forward to utilizing...
Jeffrey E.
1/6/2023
Quick Process
Quick easy process and far less costly than any other insurance company.
Terry P.
12/30/2022
You can save up to 25% in discounts on IT consultant insurance
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
Basic
Lowest Price
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
PRO
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
PRO PLUS
Best Coverage
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
How much does IT consultant insurance cost?
IT consultant insurance costs vary based on the risks that your business faces, such as:
- The types of projects you work on
- Where your projects are located
- Your payroll and the kinds of jobs your employees do
You can save up to 30%, depending on the kind of work you do. More risky professions can expect to pay more.
Learn more about it consultant insurance costs and coverage.
IT consultant insurance requirements
Small business owners are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:
- Get an IT consulting license in your state. It’s a good idea to check if you need a license in your state in order to get insurance.
- Start work on a project. Clients might ask you to have active insurance — usually general liability or workers’ comp.
- Hire employees. Most states require workers’ compensation insurance if you have employees.
- Repair or replace commercial property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
Frequently asked questions about IT consultant business insurance
Here are some of the most common questions we get about IT consultant business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Does NEXT Insurance offer workers' compensation coverage for IT consultants?
Yes, NEXT Insurance offers workers' compensation insurance, commercial property, and general liability coverage for IT consultants.
How does business insurance protect business consultants?
Our small business consulting insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You accidentally break an expensive photocopier while visiting a client. The general liability coverage in your insurance package would help pay for a replacement.Accidents that hurt someone
A client trips on your office’s front steps and injures their shoulder. Your general liability coverage would also come into play here by helping to pay for medical costs and legal fees.Professional mistakes
You recommend business software that ends up having major security issues. Professional liability coverage for consulting businesses (also known as E&O insurance for business consultants) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.Workplace injuries
You stumble and sprain your ankle while carrying supplies into a client’s office. Workers’ compensation coverage with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.Injuries and damage involving your business vehicles
You dent a nearby car when pulling out of a client’s parking lot. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.Damage to your own property
Thieves break into and vandalize the office space you lease. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.How can I get a certificate of insurance?
You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines.
If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free.
You can easily share your COI with anyone via email, text message or a social media post.
We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated.
Find out more details about your certificate of insurance.
NEED A FAST CERTIFICATE OF INSURANCE?
Download the NEXT mobile app and get your COI in seconds.
More professions that are covered by NEXT
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.