How automotive repair liability insurance protects your business
Liability insurance can help cover costs if you accidentally damage someone’s property or — maybe even worse — someone accuses you of subpar work.
These coverage options can help you get coverage for your business:
General liability is often the first type of coverage bought by many business owners in the auto industry. You and your staff are constantly working with vehicles that don’t belong to you. It’s probably not hard to imagine that at some point you could cause or be blamed for damaging a customer’s property or an injury if someone slips and falls at your shop.
Garagekeepers liability is included in your general liability (Pro and Pro Plus) policy to cover damage to cars that you are servicing. If your mechanic drives a customer’s car into a service bay and hits a bollard, denting the side of the car, garagekeepers liability insurance would help to cover the repairs to the body of the car.
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