Liability insurance is essential for covering your bases but you may want to add other types of business insurance to protect yourself, your work vehicles and your employees.
We typically recommend:
Workers’ Compensation for consultants
Workers’ compensation protects your part-time assistants or full-time employees by helping to pay some of the costs of medical bills if they get hurt or sick on the job. Workers’ comp can also help to cover their lost wages while they recover from accidentally dropping a heavy server on their foot.
This coverage is required for businesses with employees in every state except Texas.
Learn more about workers’ comp.
Commercial Auto insurance for consultants
Commercial auto insurance is mandatory if you drive a car or truck owned by your business. Your personal car insurance won’t cover your own car if you drive it from client to client to provide services.
Learn more about commercial auto.
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