Consultant Insurance

You can save up to 25% in discounts with instant coverage.*

Choose your primary coverage to get started:

Professional Liability Insurance

Professional Liability

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General Liability Insurance

General Liability

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Workers' Compensation Insurance

Workers' Compensation

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Commercial Property Insurance

Commercial Property

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More Insurance Coverage

Other Coverages

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consultant insurance

Consulting liability insurance for bids and contract jobs

NEXT makes it easy to get tailored consultant professional liability insurance and general liability insurance for your small business consulting work.

We specialize in solopreneurs and small business owners in over 1,300 professions. In about 10 minutes you can get a free quote, choose your options, buy online and get sharable proof of insurance.

NEXT specializes in business insurance for consultants

Choose your profession to start a free quote

Art Consultant, Business Consultant, Education Consultant, IT Consultant, Marketing Consultant, Product Designer, Safety Consultant, Translator and Interpreter
Dedicated small business insurance

How consulting liability insurance can help protect your business

Consultant liability insurance can help cover costs if you’re accused of causing an injury or damaging property, or if someone says that your work mistake caused a financial loss.

Consultants often purchase these two types of insurance for liability coverage:

Professional Liability insurance for consultants

Professional liability insurance, also known as errors and omissions insurance (E&O insurance), can help shield you if you’re accused of making a professional mistake — whether it’s true or not.

Coverage from your insurance company could help defend your business if a client sues you for damages.

Learn more about Professional Liability insurance.

General Liability insurance for consultants

A general liability insurance policy can help protect you from expenses related to accidental damage to property you don’t own or an injury to someone who’s not an employee.

This type of liability insurance could provide financial help for medical payments, legal fees and judgments.

Learn more about General Liability insurance.

Get business insurance coverage

How much does consultant liability insurance cost?

You can save up to 25% in discounts when you buy consultant insurance with NEXT. Your insurance cost can vary based on a number of factors, including:

  • Your line of work.
  • The location of your business.
  • Your number of employees, if you have them.
  • Your claims history.
  • Annual business revenue.

Get a free consultant insurance coverage quote. You’ll know exactly what your business will pay in about 10 minutes, and you can purchase, get proof of insurance and access your policy 24/7.

Consulting business insurance that’s fast, easy and affordable

Customize your consultant insurance coverage to help protect you.
Business insurance in less than 10 minutes

Fast. Get covered online in about 10 minutes and get 24/7 access to your policy.

Easy monthly payments

Easy. Set up monthly or annual payments, and get unlimited proof of insurance at no additional cost.

Get business insurance online

Affordable. Competitive rates for coverage, and you can save up to 25% in discounts.

Other important business insurance coverage for consultants

In addition to professional liability insurance and general liability insurance we also offer:
Workers' Compensation Insurance
Workers’ Compensation insurance for consultants

A workers’ comp insurance policy can help make work-related accidents and injuries easier. Coverage can help pay for medical bills, lost wages while recuperating and more.

It is required in most states if you have employees.

Learn more about workers’ comp insurance.

Commercial Auto Insurance
Commercial Auto insurance for consultants

If you own or drive a vehicle for work, personal auto insurance doesn’t usually provide coverage if, say, you cause a collision on the way to a client’s office.

Most states require a commercial auto insurance policy for business-owned vehicles to help pay for medical expenses and property damage after an accident.

Learn more about commercial auto insurance.

Commercial Property Insurance
Commercial Property insurance for consultants

If you own or drive a vehicle for work, personal auto insurance doesn’t usually provide coverage if, say, you cause a collision on the way to a client’s office.

Most states require a commercial auto insurance policy for business-owned vehicles to help pay for medical expenses and property damage after an accident.

Learn more about commercial auto insurance.

Consultants trust business insurance with NEXT

I am so excited
I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.
Curzella J.
Easiest insurance purchase – EVER!
I was looking around trying to compare insurance and I am so lucky I found NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.
Michael W.
Happy small business owner!
I needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!
Nicole E.

Consultant insurance FAQ

If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help.

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current NEXT customer, all you need to do is log in to your account and your Certificate delivers you the proof of insurance you need instantly. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited access to customized certificates 24/7 at no additional cost. And you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.

How does the claims process work with NEXT Insurance?

  • If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.

  • If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”

  • If you cannot access your online account and require help from our support team, please visit our online help center.

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* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.
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© 2024 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.