It's Time for a Change

The NEXT Story

Next Insurance, small business insurance
Plow restaurant business owner, Maxine Siu, and the restaurant staff are sitting in their San Francisco local restaurant.

The needs of business owners have significantly changed over the past decade, the insurance industry hasn’t.

When you’re running your own business, you’re placing a huge bet on yourself. Your ideas, your passion, your blood, sweat and tears define your success. NEXT Insurance was created to give your business the coverage it deserves. Simple, affordable and tailored. So no matter what you do, no matter how you define success, we’re right there, next to you.

Trusted & loved by over 500,000 business owners

Trusted & loved by over 500,000 business owners

With a 4.7/5 rating and over five hundred thousand customers that trust NEXT Insurance, unbelievable insurance is a reality. Serving more than one thousand types of businesses, tailored policies for your needs are just a few clicks away.

logologologo
Rated 4.7/5
There for you, when it counts

There for you, when it counts

Life happens and sometimes things can go wrong. At the moment of truth, when you need us the most, we want to be there. To guide, to help, to solve. That’s why we have raised the bar on service, bringing most of our claims adjudication in house.

At NEXT Insurance, we make sure claims are investigated as soon as possible, with many being decisioned within 48 hours. so you can get back to what matters to you the most.

next team photo

Led by people, powered by technology

Behind our groundbreaking AI-based technology there are hundreds of us. Data scientists, insurance advisors, product managers, designers & more. We are passionate about helping businesses achieve their goals & are committed to serve the needs of business owners.

Guy Goldstein

Small business at heart

Even our three founders started their path as small business owners so they have been there and are committed to supporting the journey of your business.

NEXT level benefits

Live Certificate

Live Certificate

for instant proof of insurance
Monthly Payments

Monthly Payments

at no extra cost
Instant Quote

Instant Quote

in less than 5 minutes
Phenomenal service

Phenomenal service

here for all your needs
Check out our culture guide

Check out our culture guide

NEXT Insurance is looking for explorers who are filled with curiosity, have the desire to travel the unbeaten path, and realize new heights in providing small business owners with the peace of mind to run their businesses. If you move fast, customer-focused, and willing to challenge the status quo, NEXT Insurance might just be your next journey.

am best a excellent

NEXT is rated “A- Excellent” by AM Best, the industry standard for rating insurance companies.

What we cover
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© 2024 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.