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NEXT Insurance is a one-stop shop to help you get the real estate agent insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
Real estate agent insurance quotes vary based on the risks that your business faces, such as:
Real estate agents are almost always required to have insurance due to the risk of injury to clients and damage to property. You might need insurance to:
Here are some of the most common questions we get about liability insurance for real estate agents. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Our real estate agent insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.
If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details. If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?” If you cannot access your online account or would prefer to speak with an agent, call us at 855-222-5919 between 6 a.m. and 5 p.m. PT, Monday to Friday.
NEXT’s real estate E&O policy covers residential and commercial transactions and includes a variety of covered professional services, such as real estate sales, property management and appraisals. There are several ways E&O insurance can help real estate agents, including helping to cover expenses related to court costs, lawyer fees and any judgments or settlements against you. Making a mistake that affects a sale For example, if a problem with a house is discovered after negotiations have begun, you could be accused of not disclosing that information. If your client decides to sue you, your real estate E&O coverage could help pay for related expenses. Not fulfilling promises For example, if a buyer believes that you didn’t negotiate a low enough price on a house and they decide to sue. Or if a buyer misinterprets your advice about having to cover closing costs and they end up with unexpected fees. Accusations of indifference or neglect For example, you may be called negligent if you fail to provide a client with all the necessary paperwork they need to make an informed decision. Or if there is a zoning issue on a piece of property you didn’t know about, your client could claim you should have done your due diligence to find out that information before it was too late. E&O coverage can also help pay for legal costs related to defending yourself in a disciplinary hearing if a complaint is filed against you.
