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NEXT Insurance is a one-stop shop for entertainment and event business insurance. We provide easy and affordable coverage to protect your business so you can focus on delivering an amazing experience for your clients.
Oh, and you’ll save up to 10% when you bundle two or more of our policies.
Choose your profession for more information or get a customized quote for your business
Events don’t always go as planned and the many moving parts needed to pull off a successful party increase the possibility of something going wrong. Large groups of people increase the risk of a guest tripping over the cord needed for your turntable or for someone to complain that the catering caused them food poisoning.
Having the right types of insurance for your entertainment business means that you don’t have to pay entirely out of pocket after an accident or to defend your business.
Entertainment liability insurance can help cover costs if a guest trips over the gift table and breaks a wrist of if you’re accused of damaging speakers at a club.
We combine two types of liability insurance in our business insurance packages:
General liability is the insurance that most business owners buy first to cover some of the most common accidents when you work with clients — property damage and injuries to non-employees.
For example, you’ll have financial help if you’re a wedding planner and a venue owner accuses you of damaging their property.
Professional liability provides financial protection if you accidentally double-book a venue and your clients have to pay for a new location. No matter if it was your fault or not, you could have to pay to defend your business if they take legal action. Professional liability coverage will cover legal expenses or to amend the mistake.
You can save up to 25% in discounts when you buy entertainment insurance with NEXT. The exact amount you pay will depend on:
Workers’ compensation is required in most states. If you have employees, it covers some medical bills if they get hurt or sick on the job and it can pay for some lost wages.
Many business owners without employees also buy this coverage so they are protected from workplace accidents. If you break your leg at an event while working, your medical bills might not be covered by your personal health insurance and you won’t have any wage reimbursement.
Commercial auto insurance is legally required in most states if you own a car or truck that’s titled to your business. Many personal auto policies won’t cover an accident if it happens while you are driving for work, including delivering gear or supplies to an event location.
Yes. We know this is a common need for entertainment to add an additional insured to their coverage, so we’ve given you the power to create certificates of insurance and add additional insureds for free. If your client needs special language on the certificate or other forms (called endorsements), please send a sample certificate to support@nextinsurance.com and an agent will be happy to review those requirements with you. Learn more about additional insureds.
