Customized insurance designed for architects and engineers
NEXT Insurance is a one-stop shop for architect and engineer small business insurance.
Whether you have a firm with partners and employees or you’re working independently, we’ll help you quickly get insurance online at an affordable price so you can get to work.
Oh, and you’ll save up to 10% when you bundle two or more of our policies.
We specialize in business insurance for architects and engineers
Choose your profession for more information or start an instant quote and get covered fast
Why do architects and engineers need business insurance?
Business insurance offers you protection from a wide range of unexpected events and accidents, from an error in your plans to a collision involving your work vehicle.
As an engineer or architect, you’re almost always required to have insurance to work on client projects. With the right coverage, you can do your work and focus on the job knowing that you have the protection you need from project risks.
How architect and engineer liability insurance protects your small business
Engineer and architect liability insurance can help cover costs if you find yourself in the unfortunate situation of being accused of causing an injury or damaging property, or if someone says that your work mistake caused financial losses.
We combine two types of liability insurance in our business insurance packages:
General liability is the basis of solid insurance coverage for architects and engineers. Given how much time you spend on property that doesn’t belong to you, it’s probably not hard to imagine that at some point you could cause or be blamed for damaging building materials at a construction site or breaking a piece of machinery in a manufacturing facility.
Learn more about General liability for architects and engineers.
Professional liability insurance (also known as errors and omissions), covers you for cases where you are accused of not having done your job properly, whether that’s true or not. If you make a mistake in your plans that causes a financial loss, you could be faced with a lawsuit. Your coverage can help pay for costs to defend your business or fix the problem.
Learn more about Professional liability for architects and engineers.
How much does engineer and architect business insurance cost?
You can save up to 25% in discounts when you buy engineer or architect small business insurance with NEXT. The exact amount you pay will depend on:
- The types of projects you work on
- Where your clients are located
- Your payroll and the kinds of jobs your employees do
- The number and types of vehicles you use at work
Business insurance for architects and engineers has never been easier
Customized business insurance to protect you and your clients
Get covered in 10 minutes and you can save up to 25% in discounts
Coverage that grows with you and easy monthly payments
Do it all 100% online or talk to a licensed U.S.-based advisor
Other important business insurance coverage for engineers and architects
Liability insurance is a good start to making sure you’re covered but you can also customize your business insurance to protect your employees, your vehicles and your business property.
We typically recommend:
Workers’ Compensation for building inspectors
Workplace injuries happen more frequently than you might think, especially in your line of work. Workers’ comp makes those situations easier by helping to pay for medical bills for injuries and illnesses that happen to you or your employees while on the job. Workers’ comp can also help to cover lost wages while recuperating from being struck by a falling beam at a construction site.
This coverage is required for businesses with employees in every state except Texas.
Learn more about workers’ comp.
Commercial Auto insurance for surveyors and mappers
You’ll need commercial auto insurance in most states if you own work vehicles that are titled to your business.
You can use a commercial auto policy to insure your personal vehicle if you use that vehicle for your business, but you can’t apply your personal car insurance to your company car. So if you drive your own car to meet with clients or visit work sites, it probably won’t be covered under your personal car insurance.
Learn more about commercial auto.
Commercial Property insurance for architects and engineers
Architects and engineers who own or rent physical spaces will need property insurance to help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.
Learn more about commercial property.
Customer reviews
I am so excited
I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.
Curzella J.
Easiest insurance purchase – EVER!
I was looking around trying to compare insurance and I am so lucky I found NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.
Michael W.
Happy small business owner!
I needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!
Nicole E.
Frequently asked questions about architect and engineer insurance
What do I need to get an insurance quote online?
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
How can I get a certificate of insurance?
You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines.
If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free.
You can easily share your COI with anyone via email, text message or a social media post.
We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated.
Find out more details about your certificate of insurance.
How does the claims process work with NEXT Insurance?
- If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
- If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
- If you cannot access your online account and require help from our support team, please visit our online help center.
Need a Fast Certificate of Insurance?
Download the NEXT mobile app and get your COI in seconds.
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* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.