Choose your primary coverage to get started:
NEXT Insurance is a one-stop shop for architect and engineer small business insurance.
Whether you have a firm with partners and employees or you’re working independently, we’ll help you quickly get insurance online at an affordable price so you can get to work.
Oh, and you’ll save up to 10% when you bundle two or more of our policies.
Choose your profession for more information or start an instant quote and get covered fast
Business insurance offers you protection from a wide range of unexpected events and accidents, from an error in your plans to a collision involving your work vehicle.
As an engineer or architect, you’re almost always required to have insurance to work on client projects. With the right coverage, you can do your work and focus on the job knowing that you have the protection you need from project risks.
Engineer and architect liability insurance can help cover costs if you find yourself in the unfortunate situation of being accused of causing an injury or damaging property, or if someone says that your work mistake caused financial losses.
We combine two types of liability insurance in our business insurance packages:
General liability is the basis of solid insurance coverage for architects and engineers. Given how much time you spend on property that doesn’t belong to you, it’s probably not hard to imagine that at some point you could cause or be blamed for damaging building materials at a construction site or breaking a piece of machinery in a manufacturing facility.
Learn more about General liability for architects and engineers.
Professional liability insurance (also known as errors and omissions), covers you for cases where you are accused of not having done your job properly, whether that’s true or not. If you make a mistake in your plans that causes a financial loss, you could be faced with a lawsuit. Your coverage can help pay for costs to defend your business or fix the problem.
Learn more about Professional liability for architects and engineers.
You can save up to 25% in discounts when you buy engineer or architect small business insurance with NEXT. The exact amount you pay will depend on:
Get covered in 10 minutes and you can save up to 25% in discounts
Coverage that grows with you and easy monthly payments
Do it all 100% online or talk to a licensed U.S.-based advisor
Workplace injuries happen more frequently than you might think, especially in your line of work. Workers’ comp makes those situations easier by helping to pay for medical bills for injuries and illnesses that happen to you or your employees while on the job. Workers’ comp can also help to cover lost wages while recuperating from being struck by a falling beam at a construction site.
This coverage is required for businesses with employees in every state except Texas.
You’ll need commercial auto insurance in most states if you own work vehicles that are titled to your business.
You can use a commercial auto policy to insure your personal vehicle if you use that vehicle for your business, but you can’t apply your personal car insurance to your company car. So if you drive your own car to meet with clients or visit work sites, it probably won’t be covered under your personal car insurance.
Architects and engineers who own or rent physical spaces will need property insurance to help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.