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Architect and Engineer Insurance

Save up to 30% with instant coverage
Architect and Engineer Insurance

Customized insurance designed for architects and engineers

Next Insurance is a one-stop shop for architect and engineer small business insurance.

Whether you have a firm with partners and employees or you’re working independently, we’ll help you quickly get insurance online at an affordable price so you can get to work.

Oh, and you’ll save 10% when you bundle two or more of our policies.

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We specialize in business insurance for architects and engineers

Choose your profession for more information or start an instant quote and get covered fast

Architect, Engineer, Civil Engineer, Interior Designer, Land Surveyor, Other,

Business insurance for architects and engineers has never been easier

Customized business insurance to protect you and your clients
Get covered in 10 minutes and save up to 30%
Coverage that grows with you and easy monthly payments
Do it all 100% online or talk to a licensed U.S.-based advisor
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Certificate of Insurance

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How much does insurance cost

How much does engineer and architect business insurance cost?

You can save up to 30% when you buy engineer or architect small business insurance with Next. The exact amount you pay will depend on: 

  • The types of projects you work on
  • Where your clients are located
  • Your payroll and the kinds of jobs your employees do
  • The number and types of vehicles you use at work
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Take a few minutes to get an instant quote and see how much business insurance will cost.

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Dedicated small business insurance

Why do architects and engineers need business insurance?

Business insurance offers you protection from a wide range of unexpected events and accidents, from an error in your plans to a collision involving your work vehicle

As an engineer or architect, you’re almost always required to have insurance to work on client projects. With the right coverage, you can do your work and focus on the job knowing that you have the protection you need from project risks.

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How architect and engineer liability insurance protects your small business

Engineer and architect liability insurance can help cover costs if you find yourself in the unfortunate situation of being accused of causing an injury or damaging property, or if someone says that your work mistake caused financial losses. 

We combine two types of liability insurance in our business insurance packages:

General liability is the basis of solid insurance coverage for architects and engineers. Given how much time you spend on property that doesn’t belong to you, it’s probably not hard to imagine that at some point you could cause or be blamed for damaging building materials at a construction site or breaking a piece of machinery in a manufacturing facility.

Professional liability insurance (also known as errors and omissions), covers you for cases where you are accused of not having done your job properly, whether that’s true or not. If you make a mistake in your plans that causes a financial loss, you could be faced with a lawsuit. Your coverage can help pay for costs to defend your business or fix the problem.

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Other important business insurance coverage for construction contractors

Liability insurance covers some of the most common construction accidents. You may also want to add other types of coverage to your insurance package to protect your business from other types of incidents.

We typically recommend: 

Workers' Compensation Insurance
Workers’ Compensation for constructions workers

In the construction trade, workplace injuries happen more frequently than you might think. Workers’ comp makes those situations easier by helping to pay for medical bills for injuries and illnesses that happen to you or your employees while on the job. Workers’ comp can also help to cover lost wages while recuperating from tripping over scaffolding and breaking your ankle. 

This coverage is required for businesses with employees in every state except Texas.

Learn more about workers’ comp.

Commercial Auto Insurance
Commercial Auto insurance for construction businesses

You’ll need commercial auto insurance in most states to cover any work vehicles that are titled to your business. Even if you drive your own truck to job sites, it probably won’t be covered under your personal car insurance. 

Learn more about commercial auto.

Tools & Equipment Insurance
Tools & Equipment insurance for construction contractors

Tools and equipment insurance can be added to your general liability insurance to help cover the cost of repairing or replacing your gear, whether it’s ladders or jackhammers.

Learn more about tools & equipment.

Frequently asked questions about architect and engineer insurance

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance

How does the claims process work with NEXT Insurance?

  • If you’re a policyholder, you can file a claim any time by logging in to your account at and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
  • If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
  • If you cannot access your online account or would prefer to speak with an agent, call us at 855-222-5919 between 6 a.m. and 5 p.m. PT, Monday to Friday.

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