Our affordable engineer insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
A client claims that the materials you recommended weren’t safe to use for their project. Professional liability coverage
for engineers helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Damage to someone’s property
You accidentally knock over and break a piece of expensive equipment at your client’s workspace. The general liability coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client trips and falls on a loose rug at your office. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
One of your employees drops a heavy tool and fractures their foot. Workers’ compensation coverage
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
You drive into a ditch hitting a patch of black ice. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
Thieves break into your office overnight by smashing your front windows. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.