Landscaping Insurance
You can save up to 25% in discounts on business insurance.*
Choose your primary coverage to get started:
Landscaping insurance designed to protect your business
NEXT Insurance is a one-stop shop to help you get the landscape contractor insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
- General liability
- Contractors’ E&O
- Commercial auto
- Workers’ compensation
- Tools and equipment
- Commercial property
General Liability
general liability can help you pay for:
Contractors’ E&O
professional liability can help you pay for:
Commercial Auto
commercial auto can help you pay for:
Workers' Compensation
workers compensation can help you pay for:
Tools & Equipment
inland marine can help you pay for:
Commercial Property
commercial property can help you pay for:
What customers say about us
NEXT is the BEST
In need to commercial insurance, NEXT is your one stop shop!
gilbert f.
6/12/2023
Chris Reinitz Construction
Best insurance should be your next insurance for your small business
Chris R.
6/5/2023
Awesome
The best insurance company I've delt with by far.
Jared B.
4/21/2023
Great service
Very easy to use site
Theodore S.
4/20/2023
Quick service.
They were just there for me instantaneously.
MattHew H.
4/20/2023
New to NEXT Insurance
I am a new business owner whom just started, I am excited to work with Next, so far their website is so easy to move around and easy to understand.
Ofelia U.
4/19/2023
Pleased
I heard about NEXT via a instagram post and it piqued my interest. I was pleasantly surprised at ease of website and the value Would highly recommend
Jesus C.
4/18/2023
Next is the BEST
Best customer service ever! Everyone was quick to respond with everything I needed
christopher h.
4/18/2023
I’ve only had it 1 day
I’ve had it one day and received 5 emails. 🙄
Brian H.
4/17/2023
consolidating insurance
My sales provider help me thru the process. It was so easy.
kelly J.
4/17/2023
You can save up to 25% in discounts on landscaping insurance
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
How much does landscaping insurance cost?
Landscaping business insurance costs vary based on the risks that your business faces, such as:
- The types of projects you work on
- Where your projects are located
- Your payroll and the kinds of jobs your employees do
- The number and types of vehicles you use at work
Learn more about landscaping insurance costs and coverage.
Landscaping insurance requirements
Landscaping businesses are almost always required to have commercial insurance due to the risk of injury and property damage. You might need insurance to:
- Get a landscaper license in your state.
- Start work on a project. Clients and local governments might ask you to have active insurance — usually general liability or workers’ compensation.
- Hire employees. Most states require workers’ compensation.
- Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
- Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
Frequently asked questions about business insurance
Here are some of the most common questions we get about affordable landscaping insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
How does business insurance protect landscapers?
Damage to someone’s property
An employee accidentally cracks a piece of fencing at a client’s home. The general liability coverage in your insurance package would help pay for a replacement.Accidents that hurt someone
A lawn mower flings a rock, hitting a passerby in the leg. Your general liability coverage would also come into play here by helping to pay for medical costs and legal fees.Professional mistakes
A client accuses you of using a pesticide that made their dog sick. E&O coverage helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.Workplace injuries
You throw your back out while working on a client’s garden. Workers’ compensation coverage can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.Injuries and damage involving your business vehicles
Your work truck is damaged by hail during a storm. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.Theft or damage to your tools
Some of your tools are stolen when left at a work site overnight. You can choose to add tools and equipment insurance to your general liability coverage to help pay for replacement costs.Damage to your own property
Your storage space is flooded during heavy rains, damaging some equipment. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.What do I need to get an insurance quote online?
How can I get a certificate of insurance?
How does the claims process work with NEXT Insurance?
If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.
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