Our landscaping insurance policy packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
An employee accidentally cracks a piece of fencing at a client’s home. The general liability coverage
in your insurance package would help pay for a replacement.
Accidents that hurt someone
A lawn mower flings a rock, hitting a passerby in the leg. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
A client accuses you of using a pesticide that made their dog sick. E&O coverage
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
You throw your back out while working on a client’s garden. Workers’ compensation coverage
can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.
Injuries and damage involving your business vehicles
Your work truck is damaged by hail during a storm. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Theft or damage to your tools
Some of your tools are stolen when left at a work site overnight. You can choose to add tools and equipment insurance
to your general liability coverage to help pay for replacement costs.
Damage to your own property
Your storage space is flooded during heavy rains, damaging some equipment. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.