Our affordable commercial painting insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
An employee accidentally spills a can of paint on a client’s rug. The general liability coverage
in your insurance package would help pay for cleaning or replacement.
Accidents that hurt someone
A client slips and falls on the dropcloth you’re using to cover their flooring. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees if you have to go to court.
A property manager accuses you of painting units the wrong color and wants you to redo the job. E&O coverage
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
A member of your painting team falls off of a ladder and injures their wrist. Workers’ compensation coverage
can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.
Injuries and damage involving your business vehicles
A tree falls on your work truck during a storm, damaging the roof and breaking the windshield. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles in most states.
Theft or damage to your tools
Vandals break into a work site and cause damage to your airless paint sprayer. You can choose to add tools and equipment insurance
to your general liability coverage to help pay for replacement costs.
Damage to your own property
High winds snap off a tree branch, which crashes through a window at your office. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.