Our massage therapist insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You spill massage oil on a client’s new cell phone. The general liability
coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client slips and falls on the tile floor in your entryway. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
A client claims your deep tissue massage caused an injury to their shoulder. Professional liability insurance
helps you defend yourself if you’re accused of making a mistake, even if it’s not true.
You strain your back while setting up your portable massage table. Workers’ compensation insurance
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
You scratch another vehicle while pulling into the parking lot of your clinic with your work van. Commercial auto insurance
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
A frozen pipe bursts and floods your massage clinic. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.