Next Insurance is a one-stop shop for beauty business insurance. Quickly get the coverage you need online at an affordable price so you can focus on your work. Oh, and you’ll save 10% when you bundle two or more of our policies.
Get a Quote
Rated 4.8/5
Next Insurance is a one-stop shop for beauty business insurance. Quickly get the coverage you need online at an affordable price so you can focus on your work. Oh, and you’ll save 10% when you bundle two or more of our policies.
Get a QuoteChoose your profession for more information or get a customized quote for your business
You can save up to 30% when you buy beauty insurance with Next. The exact amount you pay will depend on:
Business insurance offers you protection from a wide range of accidents and business risks. You’ll have financial help if a customer claims you caused an injury, damaged their property or caused some other type of harm while providing your personal care services.
Making sure you’re appropriately covered for your nail or hair salon means that you don’t have to pay entirely out of pocket after an incident or to defend your business.
Get Instant QuoteWe combine two types of liability insurance in our business insurance packages:
General liability is the insurance coverage most beauty salon owners buy first because it can help cover some of the costs related to accidents that cause property damage or injuries.
You’ll have financial help if a client slips on a wet floor near your washing station and gets hurt or you accidentally spill nail polish on an expensive bag.
Professional liability provides financial protection from accusations that made a mistake that caused financial harm. For example, it could cover defense expenses or legal judgments if a client claims your beauty and personal care services caused them to lose money.
Get Instant QuoteLiability insurance is essential for covering your bases but you may want to add other types of business insurance to protect your personal care business equipment, work vehicles and your employees.
We typically recommend:
Workers’ compensation protects your employees by helping to pay some of the costs of medical bills if they get hurt or sick on the job. Workers’ comp can also help to cover their lost wages while they recover from accidentally cutting themselves with scissors.
This coverage is required for businesses with employees in every state except Texas.
Learn more about workers’ comp insurance.
Commercial auto insurance is mandatory if you drive a vehicle owned by your business. If you drive to provide services at your clients’ homes or other locations, our personal car insurance won’t cover your own car if you drive it for work purposes.
Learn more about commercial auto insurance.
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for beauty insurance, we’ll ask you a few basic questions about your business, including:
Yes. We know this is a common need for beauty service providers to add an additional insured to their coverage, so we’ve given you the power to create certificates of insurance and add additional insureds for free. Learn more about additional insureds.
You can file a claim in a few steps, either online or over the phone. Call us as soon as an incident occurs at (855) 222-5919 to report what happened. One of our claims specialists will ask for details, so please be ready to tell us: the name your policy is under so we can find the right ones, where the incident happened, what the injured person was doing at the time and the type of injury sustained and details and contact information for everyone who was involved. A claim is created after you report this information and a claims advocate will be assigned to investigate your case to decide if it should be approved or denied. We strive to make claims decisions as quickly as possible so you can get back to focusing on your business. Check out our claims page for more details.
