NEXT Insurance is a one-stop shop for beauty business insurance. Quickly get the coverage you need online at an affordable price so you can focus on your work.
Oh, and you’ll save 10% when you bundle two or more of our policies.
Business insurance offers you protection from a wide range of accidents and business risks. You’ll have financial help if a customer claims you caused an injury, damaged their property or caused some other type of harm while providing your personal care services.
Making sure you’re appropriately covered for your nail or hair salon means that you don’t have to pay entirely out of pocket after an incident or to defend your business.
We combine two types of liability insurance in our business insurance packages:
General liability is the insurance coverage most beauty salon owners buy first because it can help cover some of the costs related to accidents that cause property damage or injuries.
You’ll have financial help if a client slips on a wet floor near your washing station and gets hurt or you accidentally spill nail polish on an expensive bag.
Professional liability provides financial protection from accusations that made a mistake that caused financial harm. For example, it could cover defense expenses or legal judgments if a client claims your beauty and personal care services caused them to lose money.
You can save up to 25% when you buy beauty insurance with NEXT. The exact amount you pay will depend on:
Workers’ compensation protects your employees by helping to pay some of the costs of medical bills if they get hurt or sick on the job. Workers’ comp can also help to cover their lost wages while they recover from accidentally cutting themselves with scissors.
This coverage is required for businesses with employees in every state except Texas.
Commercial auto insurance is mandatory if you drive a vehicle owned by your business. If you drive to provide services at your clients’ homes or other locations, our personal car insurance won’t cover your own car if you drive it for work purposes.