Photographer Insurance

Photographer Insurance

Insurance, Created to Meet Your Needs
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Your business insurance coverage is designed to meet your needs

Photographers like you bring your clients’ memories to life, and preserve their precious moments. With an artistic eye and a technical mind, you’re a serious professional.

Just like you rely on your skills to capture excellent photos, a photography business insurance policy helps protect your investment while you build your business.  The right insurance for photographers like you needs to be comprehensive, affordable, and tailored.

That’s why we offer customized photographer liability insurance policies that are designed for your business and your budget.  If you need photography liability insurance, or simply want the peace of mind of quality, pro photographers insurance with no extra fees, Next Insurance has a policy for you.

Whether you work in a studio or are always on the move, it’s important that you have access to your photographer’s insurance wherever and whenever you want it. To make sure you can get the information and service you need, we provide you with photography business insurance services like wedding photographer insurance, photobooth insurance, and more, that are available online: you can get a photographer’s liability insurance quote, buy a policy, get live certificates of insurance, and even file claims on your schedule, 24/7.

Convenient, cost-effective photography insurance provides the security and confidence you need to show your customers that you’re serious and, turn your vision for your business into reality.

Why Do I Need Photographer Insurance?

Your business insurance is essential. The proper professional photographers insurance coverage includes liability insurance for photographers, and lets you take risks like buying that new equipment to grow your business, or expanding into a new type of photography. Policies like photography equipment insurance and photography liability insurance allow you to focus on your business and show potential clients that you’re a serious professional. In fact, certain venues, or events may require you to show a certificate of insurance for photographers, since it can also protect them from problems down the line.

There’s also no avoiding the fact that accidents can happen in any business, even to the most careful professionals. Let’s say a client trips during a photography session and breaks a leg, blaming you. Besides emergency care, they may be out of work for a while or need a lot of rehabilitation, and they can sue you for all of those costs. Or, you could be doing family portraits in a home, your tripod could fall over and crash into an expensive heirloom vase. The family or their insurance company may expect your photo liability insurance to pay the cost of the vase. If you just spent money on some new photography gear, you may not be prepared to pay such a large expense. Professional photographer insurance enables you to focus on your business, instead of worrying about what could happen. At Next Insurance, we aim to keep photography business insurance costs low, while offering you the tailored coverage you need.

Why Is Next Insurance Right for My Photographer Liability Insurance?

Our photography insurance is designed to help your business grow, and stay out of your way. To do that, we’ve made it easy to get the information and the services you need. In fact, we’ve put almost everything online. You can get price quotes, buy a policy, or file a claim, 24/7. You can even get unlimited certificates of insurance as soon as you need them, so that you can take on any job you want, even with short notice. Your photographer insurance also needs to fit realistically into your budget. Because our photographer liability insurance is designed specifically for photographers, it includes exactly the coverage you need without making you pay for coverage you don’t need.

You can learn more about what our photographer insurance offers by seeing what real photographers and other business owners have to say. Check out reviews to find out what photographer liability can do for your business.

Choose the Plan that’s Right for You

starting from $21 per month


General Liability

$500,000 occurrence limit
$500,000 aggregate limit
$0 deductible

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General Liability

$1,000,000 occurrence limit
aggregate limit
$0 deductible

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Pro Plus

General Liability

$1,000,000 per occurrence limit
$2,000,000 aggregate limit
$0 deductible

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Coming Soon - Photography Equipment Protection

Get the Right Insurance for Photographers Like You

You can buy your photographer insurance online, 24/7.
It's so easy, most of our customers buy their policies on their cell phones.
Answer a few questions, get your quote, and be covered in under 10 minutes.

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Who Trusts Us? Photographers Like You

Rated 5 out of 5 stars, based on 4 reviews.

Super happy I am with next-insurance

"Awesome A+ service. The staff are so kind, always willing to help the best way possible and gets it done. I am super happy I am with next-insurance! Every photographer should!"



The go-to insurance company for every photographer

"Nextinsurance is the go-to insurance company for every photographer. Someone knocked off my camera and I had to foot the bill because the liability insurance I had did not cover equipment losses. Within the first two months of Nextinsurance, I had an accident with a lens that crashed to the ground atop of a tripod that fell over when I went to close a door. I thought Nextinsurance would never pay the claim. They did, and I am forever indebted to them."

Barry C.


Needed to provide documents and now I have them

"I've been looking for insurance for a while now but couldn't afford it. I had an opportunity to work for a couple of large companies but I needed to provide documents and now I have them"

Lee W.


What does this photographer’s insurance policy cover?
This policy covers general liability insurance. Equipment coverage is also available for an additional premium.
Why would I buy photography insurance? Won’t my homeowner’s insurance cover it if I add a rider?
In some instances, your camera equipment may be covered by your homeowner’s insurance. However, typically any business operations are excluded from homeowner’s insurance, so it would be best to check with your carrier before deciding not to purchase Photographer insurance for General Liability and equipment coverage.
I’m a videographer. Does your coverage apply to me?
Yes, videographers are also covered under the photography policy.
I only need insurance for one day. Can I get a quote for short-term insurance?
Our policies are written on an annual basis. Unfortunately we do not have any shorter term insurance options available at this time.
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