Business Insurance

Retail Store Insurance

Lift your business to greater heights

Get Instant Quote Back to your quote
Featured in:
Rated 4.7/5

Insurance should be:


Buy your policy 100% online in minutes, whenever and wherever you choose


Pay monthly, with amazing prices and absolutely no extra fees


Your business insurance coverage is designed to meet your needs

Show Customers You're Serious

Show Customers You're Serious

There's nothing that shows you're a professional quite like a certificate of insurance on your wall. Customers have lots of choices today; with retail business insurance you can share, you can help them feel good about choosing you.

Grow Your Business with Confidence

Grow Your Business with Confidence

There's lots to focus on when you're building a retail business. Now you can put your energy into growing your business, with the certainty of solid retail store insurance behind you. Gain an edge on the competition with fewer worries.

Retail Insurance Designed for You

Retail Insurance Designed for You

You need insurance for retail stores that will offer the coverage you need, at a price you can afford. That's where we come in with policies you can pay monthly, that start from just $25 per month - less than $1 per day!

Retail Store Insurance Coverage Plans

Starting at $25 per month


General Liability

$500,000 limit
$500,000 aggregate
$0 deductible


Most popular

General Liability

$1,000,000 limit
$1,000,000 aggregate
$0 deductible

Pro Plus

General Liability

$1,000,000 limit
$2,000,000 aggregate
$0 deductible

All plans include general liability coverage

  • Bodily Injury

    On her way into your store, a customer trips on your welcome mat. She sprains her ankle, and blames you for the injury.

  • Medical Payments

    The same customer who tripped on your welcome mat needs physical therapy for her sprained ankle. Since she tripped at your store, she's asking you to cover the cost.

  • Advertising Harm

    A competitor sees your new advertising campaign. He thinks it's a little too similar to his campaign, and now he's suing you.

  • Property Damage

    One of your customers dropped an expensive cell phone while shopping in your store. The cell phone broke, and now he's demanding you cover the costs of replacing it.

This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.

Got questions? We've got answers.

Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.

Who Trusts Us?
Small Businesses Like You

Rated 5 out of 5 stars, based on 1 reviews.

So far the best…. Only been with Next insurance a couple of weeks now… A lot more affordable then most insurance company so glad I chose Next insurance…. Thank you so much for helping me in keeping my business going


Was able to get affordable insurance (more then I needed), with proof of coverage (as fast as i needed), with great customer service and follow up on inspection. Good Job Next Insurance!

Stephen Q.

GREAT customer service!! needed general liability insurance to accommodate a new client and bring my business to the next level. NEXT took care of everything for me. They even emailed my client a copy.

Ron H.

Our Partners

We work with some of the biggest names in the industry

Let us help you thrive

Get a quote and purchase insurance coverage online within minutes

Get Instant Quote