Do I need insurance to sell on Amazon? Yes, Amazon requires some third-party sellers to provide proof that you have general liability insurance with at least $1 million in coverage. You may also be asked to provide a certificate of insurance with Amazon listed as an additional insured.
Our general liability coverage meets Amazon’s insurance requirements. We make it easy to get a quote, purchase coverage and access your certificate with our simple online process.
Just be sure to select the “Pro” package when you’re on the quote page so you receive the $1 million per occurrence and $1 million aggregate (per year) limits, as well as the injuries and damages coverage, that Amazon requires.
This helps protect your business and Amazon from financial losses if you are accused of causing an injury or property damage related to whatever you are selling.
Amazon asks that you put “Amazon.com, Inc., and its affiliates and assignees” as additional insureds on your policy.
How do you know if you qualify for this requirement? If you sell goods in the United States as an Amazon seller with a Pro Merchant account and gross sales of $10,000 a month or more for three months in a row, Amazon requires you to have insurance and may request it.