top
Business Insurance

Retail Store Insurance

Customized coverage for all types of stores and online sellers

Get Instant Quote Back to your quote
Featured in:
Rated 4.7/5

Insurance should be:

Simple
Simple

Buy your policy 100% online in minutes, whenever and wherever you choose

Affordable
Affordable

Pay monthly, with amazing prices and absolutely no extra fees

Tailored
Tailored

Your business insurance coverage is designed to meet your needs

Business insurance for retail has never been easier

Business insurance for retail has never been easier

Next offers business insurance with coverage designed for retail businesses. We customize coverage for brick-and-mortar locations, online stores and Amazon third-party sellers. The right insurance can help protect your business from the financial impact of damages caused by a product you sell.

Insurance for Amazon sellers

Insurance for Amazon sellers

Make sure your business is protected if you’re an Amazon professional seller. At Next, we work directly with Amazon to meet the requirements for Amazon Pro Merchant sellers, and you can share your proof of liability insurance instantly after you make your purchase.

Grow your business with confidence

Grow your business with confidence

There's lots to focus on when you're building a retail business. Now you can put your energy into growing your business, with the certainty of solid retail store insurance behind you. Gain an edge on the competition with fewer worries.

Retail Store Insurance Coverage Plans

Starting at $25 per month

Basic

General Liability

$500,000 limit
$500,000 aggregate
$0 deductible

Pro

Most popular

General Liability

$1,000,000 limit
$1,000,000 aggregate
$0 deductible

Pro Plus

General Liability

$1,000,000 limit
$2,000,000 aggregate
$0 deductible

If you’re a third-party seller on Amazon, our most popular package, “Pro,” meets Amazon seller insurance requirements

All plans include general liability coverage

  • Bodily Injury

    On her way into your store, a customer trips on your welcome mat. She sprains her ankle, and blames you for the injury.

  • Medical Payments

    The same customer who tripped on your welcome mat needs physical therapy for her sprained ankle. Since she tripped at your store, she's asking you to cover the cost.

  • Advertising Harm

    A competitor sees your new advertising campaign. He thinks it's a little too similar to his campaign, and now he's suing you.

  • Property Damage

    The battery of a remote-control car you sell on Amazon explodes in someone’s living room and burns the carpet and sofa, which now need to be replaced.

This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.

Got questions? We've got answers.

list
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
list
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
list
How can Next help me meet Amazon’s seller insurance requirements?
Do I need insurance to sell on Amazon? Yes, Amazon requires some third-party sellers to provide proof that you have general liability insurance with at least $1 million in coverage. You may also be asked to provide a certificate of insurance with Amazon listed as an additional insured.   Our general liability coverage meets Amazon’s insurance requirements. We make it easy to get a quote, purchase coverage and access your certificate with our simple online process.    Just be sure to select the “Pro” package when you’re on the quote page so you receive the $1 million per occurrence and $1 million aggregate (per year) limits, as well as the injuries and damages coverage, that Amazon requires.   This helps protect your business and Amazon from financial losses if you are accused of causing an injury or property damage related to whatever you are selling.   Amazon asks that you put “Amazon.com, Inc., and its affiliates and assignees” as additional insureds on your policy.   How do you know if you qualify for this requirement? If you sell goods in the United States as an Amazon seller with a Pro Merchant account and gross sales of $10,000 a month or more for three months in a row, Amazon requires you to have insurance and may request it.
list
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.

Who Trusts Us?
Small Businesses Like You

Rated 5 out of 5 stars, based on 1 reviews.
Quotation mark

So far the best…. Only been with Next insurance a couple of weeks now… A lot more affordable then most insurance company so glad I chose Next insurance…. Thank you so much for helping me in keeping my business going

Eric

Quotation mark

Was able to get affordable insurance (more then I needed), with proof of coverage (as fast as i needed), with great customer service and follow up on inspection. Good Job Next Insurance!

Stephen Q.

Quotation mark

GREAT customer service!! needed general liability insurance to accommodate a new client and bring my business to the next level. NEXT took care of everything for me. They even emailed my client a copy.

Ron H.

Our Partners

We work with some of the biggest names in the industry

Let us help you thrive

Get a quote and purchase insurance coverage online within minutes

Get Instant Quote