AUTO REPAIR SHOP INSURANCE
Save up to 19% on auto service insurance
Choose your primary coverage to get started:
Auto repair shop insurance designed to keep your business on the road
NEXT’s auto mechanic insurance can help protect you from out-of-pocket costs related to accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
- General liability
- Garagekeepers liability
- Faulty work
- Commercial property
General Liability
general liability can help you pay for:
Commercial Property
commercial property can help you pay for:
Faulty Work
faulty work can help you pay for:
Garagekeepers Liability
garagekeeper liability can help you pay for:
What customers say about us
Great people great service
Called around and the beat the competition hands down better service better price
david x.
4/8/2023
Blown away
Truly a great team of people that worked really hard to get everything together for me and went out of there way to make it fast and easy
Raaf C.
2/6/2023
Amazing customer service!
The Next team is not only super knowledgeable about their product, they are also the most friendly insurance agents I have spoken to in a long time!
Lance F.
9/24/2022
excellent
excellent
VICKIE B.
9/13/2022
Quick and easy
Quick and easy
Damieon L.
7/24/2022
Great
Good Rate good experience
Paul G.
5/20/2022
Insurance
Very nice company
Tulsiram N.
2/14/2022
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Raymond W.
1/29/2022
Great people great service
Called around and the beat the competition hands down better service better price
david x.
4/8/2023
Blown away
Truly a great team of people that worked really hard to get everything together for me and went out of there way to make it fast and easy
Raaf C.
2/6/2023
Save up to 10% with bundled car mechanic insurance
You can pay for your car mechanic insurance monthly or annually and you can cancel at any time.
How much does auto mechanic repair insurance cost?
You can save up to 19% when you buy auto mechanic shop insurance with NEXT. The exact amount you pay will depend on:
- The types of repair services you offer
- Where your business is located
- The amount and value of equipment at your garage or shop
- If you have any shop certifications
- If you bundle more than one type of coverage
A certified shop that bundles general liability with commercial property coverage can save up to 19%. Qualifying certifications are ASE, I-CAR (Gold class) and AAA-approved auto repair.
Learn more about auto repair shop insurance costs and coverage.
Auto mechanic insurance requirements
Auto mechanics are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:
- Get an auto mechanic business license in your state.
- Lease or purchase a bay or shop. Landlords and banks may require it, and it protects your inventory, equipment and even the building that you lease or own.
- Protect your customers’ vehicles. Garagekeepers insurance helps to cover the repairs to the body of the car.
- Defend your business. Cover yourself for professional errors (actual or alleged).
- Repair or replace property you own or rent. Protect your equipment, inventory and the building that you lease or own.
Frequently asked questions about business insurance
Here are some of the most common questions we get about auto mechanic insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
How does business insurance protect auto mechanic repair shop owners?
Damage to someone’s property
Your technician hits the gas too hard and dents the gate to the business next door. General liability coverage gives you financial protection if you are held responsible for damaging property.Customer injuries
A customer slips on your freshly-washed floor and injures their back. General liability can help with medical expenses if someone other than an employee gets hurt.Damage to vehicles at your shop
A customer drops off a car for servicing and your mechanic accidentally drives it into a bollard. Garagekeepers coverage would cover the repairs to the body of the vehicle caused by the bollard.Professional mistakes
A customer claims the brakes in their car don’t work properly after you installed them. Faulty work insurance would help to defend you against the claim.Damage to your own property
All your hydraulic lifts are ruined after an electrical fire. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.What do I need to get an insurance quote online?
How can I get a certificate of insurance?
How does the claims process work with NEXT Insurance?
If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.
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