AUTO REPAIR SHOP INSURANCE

Our auto mechanic liability insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

Your technician hits the gas too hard and dents the gate to the business next door. General liability coverage gives you financial protection if you are held responsible for damaging property.

Customer injuries

A customer slips on your freshly-washed floor and injures their back. General liability can help with medical expenses if someone other than an employee gets hurt.

Damage to vehicles at your shop

A customer drops off a car for servicing and your mechanic accidentally drives it into a bollard. Garagekeepers coverage would cover the repairs to the body of the vehicle caused by the bollard.

Professional mistakes

A customer claims the brakes in their car don’t work properly after you installed them. Faulty work insurance would help to defend you against the claim.

Damage to your own property

All your hydraulic lifts are ruined after an electrical fire. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire or vandalism.

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.