Business Insurance

Catering Insurance

Lift your business to greater heights

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Pay monthly, with amazing prices and absolutely no extra fees


Your business insurance coverage is designed to meet your needs

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Catering isn't an easy field. Luckily, when you have caterer insurance from us, you can instantly share your Live Certificate of insurance with anyone who might want to hire you. Prove you're a professional, with free unlimited proof of insurance you can share from any device.

Grow Confidently with Catering Insurance

Grow Confidently with Catering Insurance

Whether you're considering getting into a new type of event, or even trying out a new food, you have enough on your plate. With solid, reliable catering business insurance, you have one less thing to worry about, and one more way to focus on your business.

Pay in a Way That Makes Sense

Pay in a Way That Makes Sense

Your catering jobs aren't paid a year in advance. That's why we don't expect you to pay for your catering insurance a year in advance. Pay monthly. And with prices starting from $25 per month, you might be surprised how affordable a whole year of insurance is!

Caterer Insurance Coverage Plans

Starting at $25 per month


General Liability

$500,000 limit
$500,000 aggregate
$0 deductible


Most popular

General Liability

$1,000,000 limit
$1,000,000 aggregate
$0 deductible

Pro Plus

General Liability

$1,000,000 limit
$2,000,000 aggregate
$0 deductible

All plans include general liability coverage

  • Bodily Injury

    One of the dishes you served at a wedding was hot. One of the guests burned his mouth. Now he's blaming you for his injury.

  • Medical Payments

    A guest who burned himself on hot food has to go to the emergency room. He demands you pay for his expenses and visit.

  • Advertising Harm

    In an advertisement, you included a picture of an event you did. Your customer hadn't given permission for you to use their photos, and sues you for advertising harm.

  • Property Damage

    One of your employees spills a pot of food, knocking over a client's expensive vase during a cocktail party. The client asks you to pay for a new vase.

This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.

Got questions? We've got answers.

Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
How does business insurance protect caterers?
Our catering service insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

A busser accidently damages counter tops at an event space with your hot pans. The general liability coverage in your insurance package would help pay for repairs.

Accidents that hurt someone

A guest at an event gets a burn from a buffet chafing dish that requires medical attention. Your general liability coverage would also come into play here by helping to pay for medical costs and legal fees.

Workplace injuries 

A server trips over a guest’s foot and sprains their ankle. Workers’ compensation coverage with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.

Injuries and damage involving your business vehicles

A driver in front of you stops short to avoid a collision and you rear end them with your catering van. Commercial auto coverage will help pay for the repairs and medical bills. This coverage is also usually required by law for business-owned vehicles.

Damage to your own property

A grease fire breaks out and damages most of your facility’s kitchen. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.

Who Trusts Us?
Small Businesses Like You

Rated 4.9 out of 5 stars, based on 7 reviews.
Quotation mark

So far the best…. Only been with Next insurance a couple of weeks now… A lot more affordable then most insurance company so glad I chose Next insurance…. Thank you so much for helping me in keeping my business going


Quotation mark

Was able to get affordable insurance (more then I needed), with proof of coverage (as fast as i needed), with great customer service and follow up on inspection. Good Job Next Insurance!

Stephen Q.

Quotation mark

GREAT customer service!! needed general liability insurance to accommodate a new client and bring my business to the next level. NEXT took care of everything for me. They even emailed my client a copy.

Ron H.

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