Get going with NEXT
NEXT gives you the confidence to take smart risks with your business. Work with your agent to get the right coverage, then use your NEXT customer account for everything from certificates of insurance to claims — all online.
Find a NEXT Insurance agent in your state
Having an expert by your side can help you get the right coverage at the best price.
We’ll help you find licensed insurance agents near you to talk through everything you need.
Coverage on-the-go for policyholders
Manage your policies, send and create certificates of insurance, or file a claim with our app.
Let’s find the coverage you need for your business.
Business insurance is divided into different policies. We offer 7 types so it's easy to design the coverage that fits your business.
General Liability
Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.
Workers’ Compensation
If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.
Professional Liability/E&O
If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.
Commercial Auto
Stay on the road with coverage for dents, tows and damage to someone else’s vehicle.
Tools & Equipment
Upgrade your general liability coverage to protect any gear that’s stolen, damaged or lost.
Commercial Property
Keep your building, inventory and equipment protected from fire or water damage.
Business Owner’s Policy
Combine general liability and commercial property into one policy to protect your business.