NEXT Insurance is a one-stop shop for therapy business insurance. We’ve put in the work to make it easy for you to quickly get the coverage you need at an affordable price.
You’ll save a healthy 10% when you bundle two or more of our policies.
Business insurance offers you protection from a wide range of accidents and business risks, from a client suffering a reaction to a chemical in your spa to being accused of damaging property.
Having the right types of insurance for your therapy business means that you don’t have to pay entirely out of pocket after an accident or to defend your business.
Therapy liability insurance can help cover costs if someone accuses you of giving a painful treatment that prevents them from working or if you accidentally damage a client’s property.
We combine two types of liability insurance in our business insurance packages:
Professional liability provides financial protection if your client claims your services weren’t effective or you were negligent. Accurate or not, you could have to pay to defend your business if they take legal action. Professional liability coverage will help cover expenses to defend your business.
General liability is the insurance that many business owners buy to cover some of the most common accidents when you work with clients — property damage and injuries to non-employees.
You can save up to 25% in discounts when you buy therapy insurance with NEXT. The exact amount you pay will depend on:
Workers’ compensation protects your part-time assistants or full-time employees by helping to cover their lost wages while they recover from throwing out their back while moving a massage table. If you don’t have employees, workers’ comp provides an extra layer of protection for you as a business owner.
This coverage is required for businesses with employees in every state except Texas.
Commercial auto insurance is legally required in most states if you own a car or truck that’s titled to your business. If you drive your own vehicle to provide your services at different locations, it probably won’t be covered under your personal car insurance.