• Quote & Bind online in minutes
  • Instant coverage for your customers
  • Quick agent approval process
  • Broad appetite for over 1,300 professions
  • Bundle and save on several lines of business
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A big appetite for small businesses

General Contractor, Janitorial, Restaurant, Retail Store, Daycare, Pressure Washing, Hair Stylist, HVAC Contractor
Trusted & loved by over 420,000 business owners

Trusted & loved by over 420,000 business owners

With a 4.7/5 rating and over four hundred thousand customers that trust NEXT Insurance, unbelievable insurance is a reality. Serving more than one thousand types of businesses, tailored policies for your needs are just a few clicks away. Join the business insurance agents who work with NEXT.

Rated 4.7/5
Small businesses are unpredictable, getting insurance for them shouldn't be.

Small businesses are unpredictable, getting insurance for them shouldn't be.

Instant quote online
Instant online quote and bind process for all policies, with no underwriting delays.

Bundled polices
Option to bundle policies, including general liability, workers’ comp, commercial property, commercial auto, professional liability (E&O) and inland marine

Instant COI
Immediate access to certificates of insurance

Agent reviews

RCC & Associates, Inc.
The platform is very quick to quote/bind, rating is great, and there is no third-party underwriting waiting period.
Mario D.
Director of First Connect
NEXT’s policies are truly instant quote and bind for all of their products. Our First Connect agents are very pleased with the most efficient quoting process to binding.
Jennifer G.
Quick & EZ Insurance, LLC
If we have a small business client, the first place our agency quotes is NEXT Insurance. They have a wide appetite, the best price and are quick and easy to work with
Angelo O.

Let’s find the coverage your clients need for their business.

We'll help you sell more insurance, faster! We offer 6 types so it's easy to design the coverage that fits your client's business.

General Liability insurance
General Liability

Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.

Umbrella/Excess Liability Insurance
Umbrella/Excess Liability

Commercial Excess/umbrella insurance can add more protection to your NEXT general liability policy to increase your limit to $2 million. It can also be a requirement for work contracts or a commercial lease.

Commercial Property Insurance
Commercial Property

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. We'll make sure your lights stay on if a fire, water damage or other covered event causes an interruption to your business.

Professional Liability or Error and Omissions Insurance
Professional Liability/E&O

If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.

Workers' Compensation Insurance
Workers’ Compensation

If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.

Tools & Equipment Insurance
Tools & Equipment

Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.

What we cover
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© 2023 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.