• Quote & Bind online in minutes
  • Instant coverage for your customers
  • Quick agent approval process
  • Broad appetite for over 1,300 professions
  • Bundle and save on several lines of business
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A big appetite for small businesses

Food & beverage insurance

Food & Beverage

Construction insurance


Architects & engineers insurance

Insurance Professionals

Retail business insurance


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Cleaning business insurance

Cleaning & Janitorial

Fitness and gym insurance

Health & Wellness

Amazon sellers insurance

Financial Services

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Beauty & Personal Care

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Auto Services & Repair

Download our Appetite Guide
Trusted & loved by over 500,000 business owners

Trusted & loved by over 500,000 business owners

With a 4.7/5 rating and over five hundred thousand customers that trust NEXT Insurance, unbelievable insurance is a reality. Serving more than one thousand types of businesses, tailored policies for your needs are just a few clicks away. Join the business insurance agents who work with NEXT.

Rated 4.7/5
Small businesses are unpredictable, getting insurance for them shouldn't be.

Small businesses are unpredictable, getting insurance for them shouldn't be.

Instant quote online
Instant online quote and bind process for all policies, with no underwriting delays.

Bundled polices
Option to bundle policies, including general liability, workers’ comp, commercial property, commercial auto, professional liability (E&O) and inland marine

Instant COI
Immediate access to certificates of insurance

Agent reviews

RCC & Associates, Inc.
The platform is very quick to quote/bind, rating is great, and there is no third-party underwriting waiting period.
Mario D.
Director of First Connect
NEXT’s policies are truly instant quote and bind for all of their products. Our First Connect agents are very pleased with the most efficient quoting process to binding.
Jennifer G.
Quick & EZ Insurance, LLC
If we have a small business client, the first place our agency quotes is NEXT Insurance. They have a wide appetite, the best price and are quick and easy to work with
Angelo O.
Let’s find the coverage your clients need for their business.
We'll help you sell more insurance, faster! We offer 6 types so it's easy to design the coverage that fits your client's business.
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Business Owner’s Policy
A business owner’s policy (BOP) combines liability and property coverage into one convenient policy. It’s a great option for protecting your client’s business if they have equipment, inventory, a physical location or even a home based business.
General Liability insurance
General Liability
Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.
Umbrella/Excess Liability Insurance
Umbrella/Excess Liability
Commercial Excess/umbrella insurance can add more protection to your NEXT general liability policy to increase your limit to $2 million. It can also be a requirement for work contracts or a commercial lease.
Professional Liability or Error and Omissions Insurance
Professional Liability/E&O
If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.
Workers' Compensation Insurance
Workers’ Compensation
If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.
Tools & Equipment Insurance
Tools & Equipment
Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.
What we cover
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© 2024 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of December 6, 2023. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.