Rated 4.8/5
Next Insurance is a one-stop shop for accountant, bookkeeper and tax preparer business insurance.
We’ll help you quickly get the customized coverage you need online to protect your clients and your business.
Oh, and you’ll save 10% when you bundle two or more of our policies.
Get a QuoteCustomized business insurance to protect you and your clients.
You can save up to 30% when you buy financial advisor, payroll services or accountant business insurance with Next. The exact amount you pay will depend on:
Business insurance offers you protection from a wide range of unexpected events and accidents, from an error in your payroll to a collision involving your work vehicle.
As a payroll administrator, accountant or financial advisor, you’re almost always required to have insurance in order to obtain a professional license and manage client accounts.
With the right coverage, you can focus on the financial health of your customers and your business.
Get Instant QuoteAccounting, bookkeeping and financial advising liability insurance can help cover costs if you find yourself in the unfortunate situation of being accused of causing an injury or damaging property, or if someone says that your work mistake caused financial losses.
We combine two types of liability insurance in our small business insurance packages:
Professional liability insurance (also known as errors and omissions), covers you for cases where you are accused of not having done your job properly, whether that’s true or not. If your clients sue you for making a mistake in your paperwork that led to them losing out on significant tax advantages and paying more than they had to, professional liability coverage will help pay for costs to defend your small business or fix the problem.
General liability provides coverage for expenses related to physical injuries that could happen at your office or accidental damage to someone’s property.
Get Instant QuoteLiability insurance is a good start to making sure you’re covered but you can also customize your business insurance to protect your employees, your vehicles and your business property.
We typically recommend:
Workplace injuries happen more frequently than you might think, especially in your line of work. Workers’ comp makes those situations easier by helping to pay for medical bills for injuries and illnesses that happen to you or your employees while on the job. Workers’ comp can also help to cover lost wages while recuperating from tripping over a computer cord in a client’s office.
This coverage is required for businesses with employees in every state except Texas.
Learn more about workers’ comp.
You’ll need commercial auto insurance in most states if you own work vehicles that are titled to your business.
You can use a commercial auto policy to insure your personal vehicle if you use that vehicle for your business, but you can’t apply your personal car insurance to your company car. So if you drive your own car to meet with clients or visit clients’ business locations, it probably won’t be covered under your personal car insurance.
Learn more about commercial auto.
Financial advisors, tax preparers and accountants who own or rent physical spaces will need property insurance to help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.
Learn more about commercial property.
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.
You can file a claim in a few steps, either online or over the phone. Call us as soon as an incident occurs at (855) 222-5919 to report what happened. One of our claims specialists will ask for details, so please be ready to tell us: the name your policy is under so we can find the right ones, where the incident happened, what the injured person was doing at the time and the type of injury sustained and details and contact information for everyone who was involved. A claim is created after you report this information and a claims advocate will be assigned to investigate your case to decide if it should be approved or denied. We strive to make claims decisions as quickly as possible so you can get back to focusing on your business. Check out our claims page for more details.
