How retail liability insurance protects your business
Retail liability insurance can help cover costs if you find yourself in the unfortunate situation of being accused of causing an injury or damaging a customer’s property, or if someone says that your work mistake caused financial losses.
We combine two types of liability insurance in our business insurance packages:
General liability is the basis of business insurance coverage for retail business owners. Given how many customers will go in and out of your store each day, it’s probably not hard to imagine that at some point you could cause or be blamed for a customer slipping and falling on a wet floor, or for a product malfunction that leads to an injury.
Our general liability coverage meets Amazon’s insurance requirements.
Professional liability insurance (also known as errors and omissions), covers you for cases where you are accused of not having done your job properly, whether that’s true or not. If someone thinks you didn’t deliver the services you agreed to provide, they can make a claim that it has to be redone. Your coverage will help pay for costs to defend your business or fix the problem.
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