Business Insurance

Restaurant Insurance

Lift your business to greater heights

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Insurance should be:


Buy your policy 100% online in minutes, whenever and wherever you choose


Pay monthly, with amazing prices and absolutely no extra fees


Your business insurance coverage is designed to meet your needs

Prove You're a Professional

Prove You're a Professional

You can display your certificate of insurance prominently in your restaurant. That way, your customers will know they can trust you to provide them with food in a secure environment.

Move Forward with Confidence

Move Forward with Confidence

No need to worry about the accidents that could happen to any restaurant. With coverage you can trust, you can focus on figuring out tonight's specials, or tomorrow's supplier issues, not spending hours on your restaurant's insurance.

Fit Restaurant Insurance into Your Budget

Fit Restaurant Insurance into Your Budget

You have enough figures to keep straight and expenses to manage. Luckily, your restaurant insurance cost could be a lot less than you expect, when you buy from us. It's easy to do online, and built to fit into your budget, with monthly payments at no extra cost.

Restaurant Insurance Coverage Plans

Starting at $25 per month


General Liability

$500,000 limit
$500,000 aggregate
$0 deductible


Most popular

General Liability

$1,000,000 limit
$1,000,000 aggregate
$0 deductible

Pro Plus

General Liability

$1,000,000 limit
$2,000,000 aggregate
$0 deductible

All plans include General Liability coverage

  • Bodily Injury

    You didn't put a stable mat at the entrance of your restaurant when it started to rain. A customer slipped and fell, and is blaming you.

  • Medical Payments

    While leaving your restaurant, an elderly customer fell and hit his head. He is demanding that you pay for his trip to the ER.

  • Advertising Harm

    A large company sues you for copyright infringement on your website.

  • Property Damage

    A customer put her purse on the floor while eating. Apparently a chemical you used to clean the floor earlier in the day damaged the leather, and now she's asking you to pay for a replacement.

This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.

Got questions? We've got answers.

Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.

Who Trusts Us?
Small Businesses Like You

Rated 5 out of 5 stars, based on 1 reviews.

So far the best…. Only been with Next insurance a couple of weeks now… A lot more affordable then most insurance company so glad I chose Next insurance…. Thank you so much for helping me in keeping my business going


Was able to get affordable insurance (more then I needed), with proof of coverage (as fast as i needed), with great customer service and follow up on inspection. Good Job Next Insurance!

Stephen Q.

GREAT customer service!! needed general liability insurance to accommodate a new client and bring my business to the next level. NEXT took care of everything for me. They even emailed my client a copy.

Ron H.

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