Any number of things can go wrong when you work in the restaurant industry.
Your commercial restaurant business insurance can help you save money when things break, someone gets hurt or you’re faced with a lawsuit.
NEXT insurance helps protect more than 450,000 small businesses and over 10,000 restaurants. We make it fast, easy and affordable to protect your business with the insurance you need.
Burglary means that expensive equipment and inventory needs to be replaced – fast.
A customer files a lawsuit or asks for medical payments to cover an injury or claims of food poisoning.
A kitchen fire, water damage or power outage can damage equipment and inventory.
If an intoxicated customer breaks something or causes an injury you could be held liable.
general liability can help you pay for:
workers compensation can help you pay for:
business owners policy can help you pay for:
liquor liability can help you pay for:
Your restaurant insurance costs (a.k.a. premiums) can vary based on a number of factors, including:
Get a free restaurant insurance quote. You’ll know exactly what your business will pay in under 5 minutes, and you can make a purchase 24/7.
Food and beverage industry insurance requirements vary by state law and different situations. Insurance for your restaurant business may be necessary to:
Insurance is just a small part of running a food and beverage business. Visit the NEXT Restaurant Success Center to learn about:
Here are some of the most common questions we get about restaurant business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.
Learn more about food and beverage industry insurance options in your state.