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Business Insurance

E-Commerce Insurance

Customized coverage for all types of online stores and sellers

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Rated 4.7/5

Insurance should be:

Simple
Simple

Buy your policy 100% online in minutes, whenever and wherever you choose

Affordable
Affordable

Pay monthly, with amazing prices and absolutely no extra fees

Tailored
Tailored

Your business insurance coverage is designed to meet your needs

Business insurance for E-commerce has never been easier

Business insurance for E-commerce has never been easier

Next offers business insurance with coverage designed for E-commerce businesses. We customize coverage for online stores and Amazon third-party sellers. The right insurance can help protect your business from the financial impact of damages caused by a product you sell.

Insurance for Amazon sellers

Insurance for Amazon sellers

Make sure your business is protected if you’re an Amazon professional seller. At Next, we work directly with Amazon to meet the requirements for Amazon Pro Merchant sellers, and you can share your proof of liability insurance instantly after you make your purchase.

Built to fit into your budget

Built to fit into your budget

You can save up to 30% with online business insurance from Next. We customize our coverage to make sure you have the exact amount you need, and you can get your quote online instantly when you're ready.

E-commerce Insurance Coverage Plans

Starting at $25 per month

Basic

General Liability

$500,000 limit
$500,000 aggregate
$0 deductible

Pro

Most popular

General Liability

$1,000,000 limit
$1,000,000 aggregate
$0 deductible

Pro Plus

General Liability

$1,000,000 limit
$2,000,000 aggregate
$0 deductible

If you’re a third-party seller on Amazon, our most popular package, “Pro,” meets Amazon seller insurance requirements.

All plans include general liability coverage

  • Medical Payments

    Your customer received your package, but he cut himself while opening it. Now he's asking that you cover the cost of his visit to the doctor for a cut that got infected.

  • Advertising Harm

    One of your competitors claims that you copied their advertising strategy. Now they're planning to sue you, even though you know your idea was original.

This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.

Got questions? We've got answers.

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How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
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How long will it take to get my policy after I buy?
You will be receive your policy documents via email within one business day of purchase.
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How can Next help me meet Amazon’s seller insurance requirements?
Do I need insurance to sell on Amazon? Yes, Amazon requires some third-party sellers to provide proof that you have general liability insurance with at least $1 million in coverage. You may also be asked to provide a certificate of insurance with Amazon listed as an additional insured.   Our general liability coverage meets Amazon’s insurance requirements. We make it easy to get a quote, purchase coverage and access your certificate with our simple online process.    Just be sure to select the “Pro” package when you’re on the quote page so you receive the $1 million per occurrence and $1 million aggregate (per year) limits, as well as the injuries and damages coverage, that Amazon requires.   This helps protect your business and Amazon from financial losses if you are accused of causing an injury or property damage related to whatever you are selling.   Amazon asks that you put “Amazon.com, Inc., and its affiliates and assignees” as additional insureds on your policy.   How do you know if you qualify for this requirement? If you sell goods in the United States as an Amazon seller with a Pro Merchant account and gross sales of $10,000 a month or more for three months in a row, Amazon requires you to have insurance and may request it.
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Can I add to or change my coverage?
If you’ve expanded your business and need coverage for more kinds of work, please let us know! An agent will go over your new operations and next steps with you and in most cases, we’ll be able to set you up with a new policy on the same day (so there will be no gaps in your coverage). Unfortunately though, we can’t remove any exclusions from the policy. So if you see your operations listed in our exclusions section, we’re very sorry, but our policy isn’t going to be the right fit for you just yet.
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Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.

Who Trusts Us?
Small Businesses Like You

Rated 5 out of 5 stars, based on 19 reviews.
Quotation mark

So far the best…. Only been with Next insurance a couple of weeks now… A lot more affordable then most insurance company so glad I chose Next insurance…. Thank you so much for helping me in keeping my business going

Eric

Quotation mark

Was able to get affordable insurance (more then I needed), with proof of coverage (as fast as i needed), with great customer service and follow up on inspection. Good Job Next Insurance!

Stephen Q.

Quotation mark

GREAT customer service!! needed general liability insurance to accommodate a new client and bring my business to the next level. NEXT took care of everything for me. They even emailed my client a copy.

Ron H.

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