Next Insurance is a one-stop-shop to help you get the handyman insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
Handyman insurance costs vary based on the risks that your business faces, such as:
Handymen save up to 30%, depending on the kind of work you do. More risky professions can expect to pay more.
Learn more about handyman insurance costs and coverage.
Get a QuoteHandymen are often required to have insurance due to the risk of injury and property damage when working on property maintenance and construction projects. You might need insurance to:
Here are some of the most common questions we get about handyman insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Our handyman business insurance packages are designed to protect you from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Many professionals like you aren’t quite sure which policy is right for them. Are you a handyman who needs general liability insurance for handyman services, or do you need a policy for appliance installation, or maybe a flooring installer? If multiple categories in our menu fit your business, you should fill out our general contractor insurance application, and check off all the work categories that are relevant to you. If the types of work that you do aren’t included in the application, they’re not eligible for coverage at this time.
Yes. As long as all of the work you do as a handyman fits within the description and limits of the policy you purchase, you're covered to work for multiple clients. It's important to be as accurate as possible when sharing details about the work you do during the quote process so you have the right coverage.
We have a couple of policies that could be right for a jack or jill of all trades! Our Handyperson policy might be the best fit if you offer minor repair or maintenance services. This policy is limited to small jobs and is not a fit for jobs that might require a license, permit or inspection at any point. If your operations are a little bit larger in scale, or if you have a specialty, we recommend taking a look at our General Contractor application, where you will have the opportunity to add coverage from a list of coverable activities. Note: all of our policies require that you have the legally required licenses for the work you’re doing in your state, so be sure to check in to make sure you are compliant.
