Our handyman business insurance packages are designed to protect you from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
If you’re working in a rental unit and you accidentally shatter an expensive vase, the general liability
coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
You put out the appropriate warning signs, but someone still trips and falls over the extension cord for your drill. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
A small apartment building claims you installed the wrong carpeting, which causes a loss in rental income. E&O insurance
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
You pull a muscle while carrying lumber up a narrow staircase and can’t work for three weeks. Workers’ compensation coverage
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
Your work truck accidentally clips someone’s fender while backing out of a tight parking spot. Commercial auto insurance coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Theft or damage to your tools
An unexpected storm soaks your power tools mid-way through a project. You can choose to add tools and equipment insurance
to your general liability coverage to help pay for replacement and repair costs.