Handyman insurance

Handyman Insurance

Insurance, Created to Meet Your Needs
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Rated 4.7/5

Buy your policy 100% online in minutes, whenever and wherever you choose


Pay monthly, with amazing prices and absolutely no extra fees


Your business insurance coverage is designed to meet your needs

As a handyman, you work hard for your customers: hanging a light fixture for one, replacing windows for the next, and installing a new kitchen sink for a third. Shouldn’t your handyman insurance work hard for you, the way you do for your customers?

That’s where we come in. Our agentless, hassle-free, 100% online process offers you simple, affordable liability insurance for handyman, quickly, easily, and in a tailored policy just for you. There are absolutely no extra fees, and with unlimited, 24/7 Live Certificates of insurance and free monthly payments, you’re free to focus on doing what you do best.

You’re invested in your business and helping it grow. We know it’s not always easy to run your own business, and you certainly don’t have time to waste on figuring out the best handyman insurance.  You can count on our handyman liability insurance policy to be there when you need us, and to let you run your business with confidence and security when you don’t. What kind of insurance does a handyman need? The kind that’s there when you need it, and out of your way the rest of the time so you can grow your business and thrive.

Why Do I Need Insurance for Handymen?

Liability insurance for a handyman protects your business against some of the most common types of claims which can result in expensive legal or medical bills such as property damage, injury to third parties, and more. By buying a handyman business insurance policy from Next Insurance, you’ll know that if something unexpected happens, you and your business can keep on running. With the confidence of solid coverage behind you, you’re free to take on your biggest job yet, expand your range of tasks or even buy that fancy new drill you’ve had your eye on.

Why Is Next Insurance Right for My Handyman Insurance?

We know you have lots of choices when it comes to your general liability insurance for handyman work, so we’ve made this one easy. We offer affordable handyman insurance completely online, so you can focus on your business, with the security of knowing you’re covered. But don’t take our word for it: ask the customers who’ve given us five star ratings (they’re all on our website!), or the organizations like the ACHP who have selected us as their partner. Our handyman insurance coverage is solid, our prices are amazing, and you can’t beat the convenience of monthly payments, free, unlimited, online Certificates of Insurance and Additional Insured. That’s coverage you can count on, and a company you can trust to offer quality insurance for handymen. That’s Next Insurance.

Handyman, General Contractor, Electrician: What Policy Do I Need?

Many professionals like you aren’t quite sure which policy is right for them. Are you a handyman who needs general liability insurance for handyman services, or do you need a policy for appliance installation, or maybe flooring installer? If multiple categories in our menu fit your business, you should fill out our general contractor insurance application, and check off all the work categories that are relevant to you. If types of work that you do aren’t included in the application, they’re not eligible for coverage at this time.

Choose the Plan that’s Right for You

starting from $29 per month


General Liability

$300,000 aggregate limit
$0 deductible

Professional Liability

Not included

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General Liability

$1,000,000 aggregate limit
$0 deductible

Professional Liability

$25,000 aggregate limit
$500 deductible

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Pro Plus

General Liability

$2,000,000 aggregate limit
$0 deductible

Professional Liability

$50,000 aggregate limit
$500 deductible

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Handyman? Get Coverage Tailored to Your Business Now

Make sure your business has the handyman business insurance you need to help you thrive. You can easily be covered in minutes—no phone calls needed.
Our 100% online process enables you to buy handyman liability insurance anytime, anywhere, 24/7.
Just fill out our online application to get your handyman insurance quote, then choose the plan that's right for you.
Buy insurance for handyman services online with a free monthly payment option, and get back to business.

Buy insurance online

Get a quote

And buy online

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Who Trusts Us? Handymen Like You

Rated 4.8 out of 5 stars, based on 1059 reviews.

Best quote with the best coverage

“I got several quotes for liability insurance for my small business.The best quote with the best coverage is Next Insurance”

Richard W.


Affordable insurance with proof of coverage

“Was able to get affordable insurance (more than I needed), with proof of coverage (as fast as I needed), with great customer service and follow up on inspection. Good Job Next Insurance!”

Stephen Q.


I am able to sign more jobs

“I was able to sign a contract same day with this speedy service. I am insured now and am able to sign more jobs.”

Gabriel R.


Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.
What is the Live Certificate?
The Live Certificate is the digital alternative to paper/downloaded Certificates of Insurance. It’s completely online proof of insurance which you can easily and instantly share with anyone, by email or through a link.
I need a certificate of insurance. How do I get it, and does it cost extra?
Our certificates of insurance are easy to obtain and free of charge! To generate a certificate, go to and use the “Proof of Insurance” button in the top right corner. Once you log in using your email and zip code, you will be sent a verification code that will then allow you two options, a general-use certificate or a certificate listing a gym or studio. Choose the second option, enter the name and address, and the document will be delivered in a matter of seconds!
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
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