Our personal trainer insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You accidentally drop a dumbbell at a client’s house and damage a wood floor. The general liability
coverage in your insurance package would help pay for repairs.
Accidents that hurt someone
A client needs medical care after tripping and falling off a treadmill. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
You didn’t include a warm-up in a class and a student accuses you of causing an injury. Professional liability insurance
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
You have to take a week off after slipping on a wet locker room floor and straining your calf muscle. Workers’ compensation insurance
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Damage to your own property
Your training equipment is stolen from the gym. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.