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Small business insurance has never been easier

Save up to 30% with instant coverage designed for the self-employed.

Hyatt Stengle Contractor, Austin TX

Next is 100% dedicated to small businesses.

Whether you’re self-employed or have a team of 20, we offer affordable, painless insurance tailored specifically to your business. Get covered in 10 minutes or less, all from the convenience of your smartphone.
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HOW IT WORKS

Tell us what you do, select coverage, get your certificate of insurance

Get it done 100% online or talk to one of our agents for more one-on-one service.
Insure Your Business
Five kinds of business insurance to keep you safe:

Five kinds of business insurance to keep you safe:

General liability insurance

General Liability

Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.

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Workers' compensation insurance

Workers' Compensation

Here’s the deal: If you have employees, most states require workers’ comp coverage. But unlike most insurance companies, our coverage is 100% designed for small businesses. So like your doting mother reminding you to bring a jacket, we’re here to make sure you always have the right coverage.

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Professional liability insurance

Professional Liability / E&O

If you make an error, we’ve got your back. Get professional liability insurance / errors and omissions insurance and you’ll be protected from certain types of lawsuits and claims.

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Commercial auto insurance

Commercial Auto

Vehicle-related damage shouldn’t mean you have to pump the brakes on a payday. With commercial auto insurance, you’re covered for dents, dings, tows and damage to someone else’s property. Add hired and non-owned coverage for additional protection with rented vehicles and occasional use of employee vehicles.

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Tools & Equipment

Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.

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Need a fast certificate of insurance?

Get covered in minutes and have your COI in hand
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Pro tip: There’s a 10% discount when you buy more than one policy

Bundle and Save *Coverage and discount eligibility may vary from state to state.

We’ve got tailored policies for thousands of professions

(You could say we have a thing for small business)
Accountant
Accountant
Carpenter
Carpenter
Caterer
Caterer
Child Care
Child Care
Dance Instructor
Dance Instructor
Daycare
Daycare
DJ
DJ
eCommerce
eCommerce
Electrician
Electrician
General Contractor
General Contractor
Handyman
Handyman
HVAC Work
HVAC Work
Landscaper
Landscaper
Lawn Care
Lawn Care
Personal Trainer
Personal Trainer
Pressure Washing
Pressure Washing
Real Estate
Real Estate
Roofer
Roofer
Tree Trimmer
Tree Trimmer
Welding
Welding
More Professions

Online insurance meets phenomenal service

Next is here when you need us and how you need us. So you can handle everything online yourself or give us a call to get help from our USA-based licensed insurance advisors. Humblebrag: they’re pretty amazing.
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Customers Love Next

If you don’t love your insurance, leave ‘em.

Next has a 4.7 out of 5 rating from 100,000+ people across a variety of industries, so you can trust that you’re getting the reliable, simple and incredible service you deserve.

Fastest purchase of insurance ever! Amazingly easy and quick! I found Next insurance online, went through the questions and got insured within 20 mins.
Eric M. / General Contractor

Our policies are backed by Munich R.E., rated A+ by A.M. Best. Depending on state and line of business, our policies are issued by either Next Insurance US Company, rated “A” Exceptional by Demotech, or by State National Insurance Company, Inc., rated “A” by A.M. Best.