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Next Insurance, small business insurance

Get NEXT. Get Going.

Our business insurance gives you the confidence to take smart risks with your business; the kind that’ll take you to the next level. So whether you’re just starting out or looking to bring on a team of 20, NEXT will help get you there.

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We know you’re busy, so we’ll be quick.
Step 1: Tell us what you do. 1

Tell us what
you do.

Step 2: Select your type of coverage. 2

Select your type of coverage.

Step 3: Get your certificate of insurance 3

Get your certificate of insurance.

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Let’s find the
coverage you need for your business.

Business insurance is divided into different policies. We offer 7 types so it's easy to design the coverage that fits your business.

General Liability Insurance

General Liability

Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.

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Workers' Compensation Insurance

Workers' Compensation

If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.

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Professional Liability or Error and Omissions Insurance

Professional Liability/E&O

If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.

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Commercial Auto Insurance

Commercial Auto

Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add HNOA coverage for extra protection on rentals and employee vehicles.

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Tools & Equipment Insurance

Tools & Equipment

Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.

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Commercial Property Insurance

Commercial Property

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. We’ll make sure your lights stay on if a fire, flood or other covered event causes an interruption to your business.

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Business Owner’s Policy Insurance

Business Owner’s Policy

A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.

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Pro tip: There’s a 10% discount when you buy more than one type of policy.

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We’ve got tailored policies for thousands of professions.

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Certificate of Insurance

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Munich RE logo Our policies are backed by Munich R.E., rated A+ by A.M. Best.
Depending on state and line of business, our policies are issued by either NEXT Insurance US Company, rated “A” Exceptional by Demotech, or by State National Insurance Company, Inc., rated “A” by A.M. Best.