NEXT Insurance is a one-stop shop for real estate business insurance.
We’ll help you quickly get insurance online at an affordable price so you can get back to your next open house and helping your sellers and buyers close deals.
Oh, and you’ll save 10% when you bundle two or more of our policies.
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Small business insurance offers you protection from a wide range of unexpected events and accidents, from a prospective buyer falling down the stairs during an open house to a crash involving your work vehicle.
Having the right types of insurance for your real estate business means that you don’t have to pay out of pocket if an accident does occur. With the right coverage, you can do your work and focus on your job without worrying about those pesky “what if” scenarios.
Real estate liability insurance can help cover costs if you find yourself in the unfortunate situation of being accused of causing an injury or damaging property, or if someone says that your work mistake caused financial losses.
We combine two types of liability insurance in our small business insurance packages:
General liability is often the basis of insurance coverage for real estate professionals. It protects you against expenses related to slip-and-fall accidents, damage to property that doesn’t belong to you and other risks.
Learn more about General liability for real estate.
Errors & Omissions (also known as professional liability) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of misrepresenting how much acreage a property includes, it could help cover related expenses to defend yourself. Real estate brokers will often require agents to carry E&O coverage.
Learn more about E&O insurance for real estate.
You can save up to 25% in discounts when you buy real estate insurance with NEXT.* Whether you’re a property manager or interior designer, the exact amount you pay will depend on:
Get covered in 10 minutes and you can save up to 25% in discounts
Coverage that grows with you and easy monthly payments
Do it all 100% online or talk to a licensed U.S.-based advisor
Workplace injuries happen more frequently than you might think, especially in your line of work. Workers’ comp can pay for injuries and illnesses that happen to you or your employees while on the job. Workers’ comp can also help to cover lost wages while you are recuperating.
This coverage is required for businesses with employees in almost every state.
You’ll need commercial auto insurance in most states if you own work vehicles that are titled to your business.
You can use a commercial auto policy to insure your personal vehicle if you use that vehicle for your business, but you can’t apply your personal car insurance to your company car. So if you drive your own car to show properties or meet with clients, it probably won’t be covered under your personal car insurance.
Real estate professionals who own or rent physical spaces will need property insurance to help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.