Real Estate Insurance

Workers’ comp can pay for injuries and illnesses that happen to your employees while on the job. Workers’ comp can also help to cover lost wages while your employees are recuperating.

This coverage is required for businesses with employees in almost every state.

If you own work vehicles that are titled to your business, you’ll need commercial auto insurance in most states. This coverage helps pay for medical expenses and property damage after an accident.

You can use a commercial auto policy to insure your personal vehicle if you use that vehicle for your business, but you can’t apply your personal car insurance to your company car. So if you drive your own car to show properties or meet with homeowners, it probably won’t be covered under your personal car insurance while driving for work.

Real estate professionals who own or rent physical spaces will need property insurance to help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe, fire or vandalism, a property insurance program can help with replacement costs or repairs.