Next Insurance is a one-stop shop to help you get the affordable daycare insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
Daycare insurance quotes vary based on the risks that your business faces, such as:
Daycares are almost always required to have insurance due to the risk of injury to kids and property damage. You might need insurance to:
Here are some of the most common questions we get about insurance for daycare centers. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Our commercial and home daycare insurance packages are designed to protect your business from a variety of childcaring risks and help you save money to grow your business. You’ll be protected from financial losses related to:
No! We aim to make this process as quick and easy as possible, so that means you do not need to have your license number on hand before signing up.
Our policies do not provide coverage for more than 18 children. The number of children you may care for depends on your license status, the licensing requirements in your state, and the number of providers you have.
Unfortunately, at this time we are not able to offer insurance to providers who care for children overnight.
Our policies provide coverage for up to 15 hours of child care each day.
Unfortunately, at this time we are only able to offer insurance to in-home day care providers. This means that the child care provider must live in the home where child care services are being provided.
In case you purchase your policy online you will receive your policy documents via email within one business day of purchase. In case you purchase through an agent your agent will let you know when to expect your documents.
Our policies provide General Liability, Professional Liability, and Accident & Health coverage
We’re still working on giving our Day Care customers access to their accounts on our webiste. In the meantime, if you’d like to check your billing date or update your payment information please call us at 855-222-5919 and we can process the changes for you. Stay tuned for log in access soon!
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.
You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is login to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.
You can file a claim in a few steps, either online or over the phone. Call us as soon as an incident occurs at (855) 222-5919 to report what happened. One of our claims specialists will ask for details, so please be ready to tell us: the name your policy is under so we can find the right ones, where the incident happened, what the injured person was doing at the time and the type of injury sustained and details and contact information for everyone who was involved. A claim is created after you report this information and a claims advocate will be assigned to investigate your case to decide if it should be approved or denied. We strive to make claims decisions as quickly as possible so you can get back to focusing on your business. Check out our claims page for more details.
