Insurance Professionals Insurance

You can save up to 25% in discounts with instant coverage.*

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Insurance to help you secure work in the insurance industry

ERGO NEXT makes it easy to get tailored errors and omissions insurance and general liability insurance for insurance professionals like appraisers, adjusters and agents.

We specialize in solopreneurs and small business owners in over 1,300 professions. In about 10 minutes you can get a free quote, choose your options, buy online and get sharable proof of insurance.

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ERGO NEXT specializes in business insurance for insurance pros

Choose your profession to get more information

Claims Adjuster, Agents Insurance, Appraiser Insurance

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How insurance can help protect your insurance business

Insurance professionals liability insurance can help cover costs if you’re accused of causing an injury or damaging property, or if someone says that your work mistake caused a financial loss.

Insurance professionals often purchase these two types of insurance for liability coverage:

Errors and Omissions insurance for insurance professionals

Errors and omissions insurance, also known as E&O insurance and professional liability insurance, can help shield you if you’re accused of making a professional mistake.

Coverage from your insurance carrier could help defend your business if a client sues you for damages.

Learn more about E&O insurance.

General Liability insurance for insurance professionals

A general liability insurance policy can help protect you from expenses related to accidental damage to property you don’t own or an injury to someone who’s not an employee.

This type of liability insurance could provide financial help for medical payments, legal fees and judgments.

Learn more about General Liability insurance.

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How much does insurance for insurance professionals cost?

You can save up to 25% in discounts when you buy insurance coverage with NEXT. Your insurance cost can vary based on a number of factors, including:

Your line of work.
The location of your business.
Your number of employees, if you have them.
Your claims history.
Annual business revenue.

Get a free insurance coverage quote. You’ll know exactly what your business will pay in about 10 minutes, and you can purchase, get proof of insurance and access your policy 24/7.

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Adjuster, appraiser and agent insurance that’s fast, easy and affordable

Customize your insurance coverage to help protect you.

Fast

Buy your policy in just 10 minutes and you can save up to 25%^*

Flexible

Set up monthly or annual payments, and get unlimited proof of insurance at no extra cost

Convenient

Do it all 100% online or talk to a licensed U.S.-based advisor

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Workers’ Compensation insurance for insurance professionals

A workers’ comp insurance policy can help make work-related accidents and injuries easier. Coverage can help pay for medical bills, lost wages while recuperating and more.

It is required in most states if you have employees.

Learn more about workers’ comp insurance.

Commercial Auto insurance for insurance professionals

If you own or drive a vehicle for work, personal auto insurance doesn’t usually provide coverage if, say, you cause a collision on the way to a client’s office.

Most states require a commercial auto insurance policy for business-owned vehicles to help pay for medical expenses and property damage after an accident.

Learn more about commercial auto insurance.

Commercial Property insurance for insurance professionals

Commercial property insurance can help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.

Learn more about commercial property insurance.

Customers trust business insurance with NEXT

I am so excited

I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.

Curzella J.

Easiest insurance purchase – EVER!

I was looking around trying to compare insurance and I am so lucky I found NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.

Michael W.

Happy small business owner!

I needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!

Nicole E.

Insurance professional insurance FAQ

If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with ERGO NEXT. We’ll ask a few questions about your business — like what you do, your location, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.

How can I get a certificate of insurance (COI)?

Once you have an ERGO NEXT policy, you’ll have instant access to your certificate of insurance 24/7 via web or app. Log in to your account and download your COI, or have it delivered via email or text at no additional cost. Get unlimited certificates and add an additional insured as you need them. Make changes to your coverage and your COI updates automatically.

How do you file an insurance claim with ERGO NEXT?

If you’re a policyholder, simply log in to your account and file a claim. We will contact you shortly after you submit to go over the details. Our support team is standing by to help.