Next Insurance

Business Insurance for Insurance Professionals

You can save up to 25% in discounts with instant coverage.*

Business insurance for insurance professionals
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Protect your clients and your business with coverage for insurance professionals

NEXT Insurance is a one-stop shop for insurance agent and claims adjuster insurance.

We’ll help you quickly get insurance online at an affordable price so you can get back to focusing on providing the best coverage and services for your clients.

Oh, and you’ll save 10% when you bundle two or more of our policies.

We specialize in business insurance for insurance professionals

Choose your profession for more information or start an instant quote and get covered fast

Claims Adjuster, Appraiser Insurance, Business for Insurance Agents

Business insurance for insurance professionals has never been easier

Customized business insurance to protect you and your clients
Business insurance in less than 10 minutes

Get covered in 10 minutes and you can save up to 25% in discounts

Easy monthly payments

Coverage that grows with you and easy monthly payments

Get business insurance online

Do it all 100% online or talk to a licensed U.S.-based advisor

Customer reviews

I am so excited
I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.
Curzella J.
Easiest insurance purchase – EVER!
I was looking around trying to compare insurance and I am so lucky I found NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.
Michael W.
Happy small business owner!
I needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!
Nicole E.
Certificate of Insurance

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How much does insurance cost

How much does insurance appraiser business insurance cost?

You can save up to 25% in discounts when you buy insurance agent coverage with NEXT. The exact amount you pay will depend on:

  • The types of insurance policies you sell or manage
  • Where your clients are located
  • Your payroll and the kinds of jobs your employees do
  • The number and types of vehicles you use at work
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Take a few minutes to get an instant quote and see how much business insurance will cost.

Dedicated small business insurance

Why do insurance professionals need business insurance?

Business insurance offers you protection from a wide range of unexpected events and accidents, from an error in your insurance forms to a collision involving your work vehicle.

As an insurance agent, appraiser or claims adjuster, you might be required to have insurance to maintain your license or work with business partners. Having the right types of coverage for your insurance company means that you can focus on protecting your clients.

Get business insurance coverage

How insurance professional liability insurance protects your business

Insurance agent and claims adjuster liability insurance can help cover costs if you find yourself in the unfortunate situation of making a mistake that causes a financial loss or physical harm.

We combine two types of liability insurance in our small business insurance packages:

Errors and omissions insurance (also known as professional liability or E&O insurance for insurance agents) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of failing to add expanded coverage to a client’s policy as requested, it could help cover related expenses to defend yourself or redo the job.

General liability protects you from expenses related to a bodily injury at your office or accidental damage to someone’s property.

Other important business insurance coverage for agents and adjusters

Liability insurance is a good start to making sure you’re covered but you can also customize your business insurance to protect your employees, your vehicles and your business property.
We typically recommend:
Workers' Compensation Insurance
Workers’ Compensation for claims adjusters

Workplace injuries happen more frequently than you might think, especially in your line of work. Workers’ comp makes those situations easier by helping to pay for medical bills for injuries and illnesses that happen to you or your employees while on the job. Workers’ comp can also help to cover lost wages while recuperating from straining your back while moving boxes filled with client records.

This coverage is required for businesses with employees in every state except Texas.



Learn more about workers’ comp.
Commercial Auto Insurance
Commercial Auto insurance for insurance agents

You’ll need commercial auto insurance in most states if you own work vehicles that are titled to your business.

You can use a commercial auto policy to insure your personal vehicle if you use that vehicle for your business, but you can’t apply your personal car insurance to your company car. So if you drive your own car to meet with clients or assess damage for insurance claims, it probably won’t be covered under your personal car insurance.



Learn more about commercial auto.
Commercial Property Insurance
Commercial Property insurance for insurance appraisers

Insurance agents who own or rent physical spaces will need property insurance to help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.



Learn more about commercial property.

Frequently asked questions about insurance professional insurance

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance

How does the claims process work with NEXT Insurance?

  • If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
  • If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
  • If you cannot access your online account or would prefer to speak with an agent, call us at 855-222-5919 between 6 a.m. and 5 p.m. PT, Monday to Friday.
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* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.