NEXT Insurance is a one-stop shop for insurance agent and claims adjuster insurance.
We’ll help you quickly get insurance online at an affordable price so you can get back to focusing on providing the best coverage and services for your clients.
Oh, and you’ll save 10% when you bundle two or more of our policies.
Business insurance offers you protection from a wide range of unexpected events and accidents, from an error in your insurance forms to a collision involving your work vehicle.
As an insurance agent, appraiser or claims adjuster, you might be required to have insurance to maintain your license or work with business partners. Having the right types of coverage for your insurance company means that you can focus on protecting your clients.
Insurance agent and claims adjuster liability insurance can help cover costs if you find yourself in the unfortunate situation of making a mistake that causes a financial loss or physical harm.
We combine two types of liability insurance in our small business insurance packages:
Errors and omissions insurance (also known as professional liability or E&O insurance for insurance agents) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of failing to add expanded coverage to a client’s policy as requested, it could help cover related expenses to defend yourself or redo the job.
General liability protects you from expenses related to a bodily injury at your office or accidental damage to someone’s property.
You can save up to 25% in discounts when you buy insurance agent coverage with NEXT. The exact amount you pay will depend on:
Get covered in 10 minutes and you can save up to 25% in discounts
Coverage that grows with you and easy monthly payments
Do it all 100% online or talk to a licensed U.S.-based advisor
Workplace injuries happen more frequently than you might think, especially in your line of work. Workers’ comp makes those situations easier by helping to pay for medical bills for injuries and illnesses that happen to you or your employees while on the job. Workers’ comp can also help to cover lost wages while recuperating from straining your back while moving boxes filled with client records.
This coverage is required for businesses with employees in every state except Texas.
You’ll need commercial auto insurance in most states if you own work vehicles that are titled to your business.
You can use a commercial auto policy to insure your personal vehicle if you use that vehicle for your business, but you can’t apply your personal car insurance to your company car. So if you drive your own car to meet with clients or assess damage for insurance claims, it probably won’t be covered under your personal car insurance.
Insurance agents who own or rent physical spaces will need property insurance to help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.