Liability insurance covers some of the most common construction accidents. You may also want to add other types of coverage to your insurance package to protect your business from other types of incidents.
We typically recommend:
Workers’ Compensation for constructions workers
In the construction trade, workplace injuries happen more frequently than you might think. Workers’ comp makes those situations easier by helping to pay for medical bills for injuries and illnesses that happen to you or your employees while on the job. Workers’ comp can also help to cover lost wages while recuperating from tripping over scaffolding and breaking your ankle.
This coverage is required for businesses with employees in every state except Texas.
Learn more about workers’ comp.
Commercial Auto insurance for construction businesses
You’ll need commercial auto insurance in most states to cover any work vehicles that are titled to your business. Even if you drive your own truck to job sites, it probably won’t be covered under your personal car insurance.
Learn more about commercial auto.
Tools & Equipment insurance for construction contractors
Tools and equipment insurance can be added to your general liability insurance to help cover the cost of repairing or replacing your gear, whether it’s ladders or jackhammers.
Learn more about tools & equipment.
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