Next Insurance is a one-stop shop for cleaning business insurance. We make it easy for you to quickly get the coverage you need at an affordable price so you can focus on your work, protect your employees and your equipment. Oh, and you’ll save 10% when you bundle two or more of our policies.
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Get customized cleaning business insurance to fit your needs
We specialize in business insurance for cleaners
Choose your profession for more information or get a customized quote for your business
Carpet Cleaner
$2.56/day
Daily average
Debris Removal
$2.62/day
Daily average
Floor Waxer
$5.77/day
Daily average
Garbage Collector
$2.68/day
Daily average
Janitor
$2.83/day
Daily average
Maid/House Cleaner
$1.89/day
Daily average
Pressure Washer
$5.39/day
Daily average
Window Cleaner
$2.91/day
Daily average
Other
Business insurance has never been easier
Customized business insurance to protect you and your clients
Get covered in 10 minutes and save up to 30%
Instant proof of insurance and easy monthly payments
Do it all 100% online or talk to a licensed U.S.-based advisor
How much does cleaning business insurance cost?
You can save up to 30% when you buy cleaning insurance with Next. The exact amount you pay will depend on:
- The types of cleaning services you offer
- The kinds facilities you clean
- If you have any employees and the kinds of work they do
- The number and types of vehicles you drive for work
Take a few minutes to get an instant quote and see how much business insurance will cost.
Get a QuoteWhy do cleaning professionals need business insurance?
Business insurance offers you protection from a wide range of accidents and business risks, from a customer slipping on a wet floor you just mopped to being accused of damaging property or theft.
Having the right types of insurance for your cleaning business means that you don’t have to pay entirely out of pocket after an accident or to defend your business.
Get Instant QuoteLiability insurance for cleaning businesses
Cleaning liability insurance can help cover costs if a client accuses you of damaging an expensive carpet or not following safety instructions and causing an injury.
We combine two types of liability insurance in our business insurance packages:
General liability is the insurance coverage that most cleaning business owners buy first because it covers some of the most common accidents when you work with clients — property damage and injuries to non-employees.
You’ll have financial help if someone trips over your bucket and gets hurt or you accidentally shatter an expensive vase.
Errors and omissions insurance (also known as professional liability), provides financial protection if your client claims you didn’t do a good job or if you’re accused of making a mistake that causes someone to lose money. Accurate or not, you could have to pay to defend your business if they take legal action. Professional liability coverage will cover legal expenses or to amend the mistake.
Get Instant QuoteOther important business insurance coverage for cleaners
Liability insurance is a must-have for covering your bases but you may want to add other types of business insurance to protect your cleaning equipment, your work vehicles and your employees.
We typically recommend:
Workers’ Compensation for cleaners
If you have employees, workers’ compensation helps offset the costs of medical bills if they get hurt or sick on the job. Workers’ comp can also help to cover their lost wages while they recover from accidentally falling down the stairs while vacuuming.
This coverage is required for businesses with employees in every state except Texas.
Learn more about workers’ comp.
Commercial Auto insurance for cleaning businesses
Commercial auto insurance is legally required in most states if you own a car or truck that’s titled to your business. Even if you drive your own truck to job sites, it probably won’t be covered under your personal car insurance.
Learn more about commercial auto.
Tools & Equipment insurance for cleaners
Tools and equipment insurance can be added to your general liability insurance to help cover the cost of repairing or replacing your gear, whether it’s mops or extension poles.
Learn more about tools & equipment.
Get Instant QuoteFrequently asked questions about cleaning professionals’ insurance
What do I need to get an insurance quote online?
We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for contractor insurance, we’ll ask you a few basic questions about your business, including:
- The type of contractor work you do
- The number of employees and payroll at your business
- The type of vehicles you use for work
- The locations where you plan to work
How do I get my certificates of insurance?
A few minutes after you buy any type of coverage, you can log into your account from a computer or mobile device to access your certificate of insurance. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated.
Can I add an additional insured to my cleaners’ insurance?
Yes. We know this is a common need for cleaners to add an additional insured to their coverage, so we’ve given you the power to create certificates of insurance and add additional insureds for free. If your client needs special language on the certificate or other forms (called endorsements), please send a sample certificate to support@nextinsurance.com and an agent will be happy to review those requirements with you. Learn more about additional insureds.
How does the claims process work with Next Insurance?
You can file a claim in a few steps, either online or over the phone. Call us as soon as an incident occurs at (855) 222-5919 to report what happened. One of our claims specialists will ask for details, so please be ready to tell us:
- The name your policy is under so we can find the right one
- Where the incident happened
- What the injured person was doing at the time and the type of injury sustained
- Details and contact information for everyone who was involved
