Liability insurance for cleaning businesses
Cleaning liability insurance can help cover costs if a client accuses you of damaging an expensive carpet or not following safety instructions and causing an injury.
We combine two types of liability insurance in our business insurance packages:
General liability is the insurance coverage that most cleaning business owners buy first because it covers some of the most common accidents when you work with clients — property damage and injuries to non-employees.
You’ll have financial help if someone trips over your bucket and gets hurt or you accidentally shatter an expensive vase.
Errors and omissions insurance (also known as professional liability), provides financial protection if your client claims you didn’t do a good job or if you’re accused of making a mistake that causes someone to lose money. Accurate or not, you could have to pay to defend your business if they take legal action. Professional liability coverage will cover legal expenses or to amend the mistake.
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