Liability insurance is a must-have for covering your bases but you may want to add other types of business insurance to protect your cleaning equipment, your work vehicles and your employees.
We typically recommend:
Workers’ Compensation for cleaners
If you have employees, workers’ compensation helps offset the costs of medical bills if they get hurt or sick on the job. Workers’ comp can also help to cover their lost wages while they recover from accidentally falling down the stairs while vacuuming.
This coverage is required for businesses with employees in every state except Texas.
Learn more about workers’ comp.
Commercial Auto insurance for cleaning businesses
Commercial auto insurance is legally required in most states if you own a car or truck that’s titled to your business. Even if you drive your own truck to job sites, it probably won’t be covered under your personal car insurance.
Learn more about commercial auto.
Tools & Equipment insurance for cleaners
Tools and equipment insurance can be added to your general liability insurance to help cover the cost of repairing or replacing your gear, whether it’s mops or extension poles.
Learn more about tools & equipment.
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