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Fitness Insurance

Yoga Teacher Insurance

Save up to 30% on business insurance
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Business insurance for yoga teachers has never been easier

Next Insurance streamlines yoga business insurance with coverage designed for the self-employed and small businesses
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Get covered in 10 minutes and save up to 30%
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Instant proof of insurance and easy monthly payments
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Do it all 100% online or talk to a licensed U.S.-based advisor

Yoga insurance designed to protect your business

Next Insurance is a one-stop shop to help you get the yoga insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include: 

  • General liability
  • Professional liability (E&O)
  • Commercial auto
  • Workers’ compensation 
  • Commercial property
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Yoga teacher insurance

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See our affordable yoga insurance policies and save up to 10% when you bundle.
General Liability

General Liability

Bought by 95% of business owners like you
General liability insurance covers a wide range of yoga accidents and basic risks. You’ll have financial protection if someone gets hurt during a yoga class or you are held responsible for damaging property that doesn’t belong to you.
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General Liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
Professional Liability (E&O)

Professional Liability (E&O)

Bought by 80% of business owners like you
Professional liability insurance for yoga instructors (also known as errors and omissions) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of teaching the wrong yoga technique that results in an injury, it could help cover related expenses to defend yourself.
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Professional Liability (E&O) can help you pay for:
Professional negligence (actual or alleged)
Legal defense costs
Legal judgments
Commercial Auto

Commercial Auto

For business owners who own or drive vehicles
Most states require commercial auto insurance for business-owned vehicles to help pay for medical expenses and property damage. Personal auto insurance usually won’t provide coverage if you get in an accident while for business purposes.
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Commercial Auto can help you pay for:
Medical expenses
Collision repairs
Rental reimbursement
Workers’ Compensation

Workers’ Compensation

For self-employed business owners and those who hire employees
Workers’ compensation insurance can help pay for medical care and lost wages after a workplace injury. It’s almost always required if your yoga business has employees. Choose business owner’s coverage with your policy to protect yourself.
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Workers’ Compensation can help you pay for:
Medical expenses
Lost wages
Employer liability
Commercial Property

Commercial Property

For business owners who own or rent physical spaces
Commercial property insurance can help protect your yoga business equipment, inventory and even the building itself if you own it. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs as well as the loss of business income while you get back up and running.
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Commercial Property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses

Save up to 30% on yoga teacher insurance

Choose from three levels of protection to get the coverage you need
You can pay for your insurance monthly or annually and you can cancel instantly at any time.

How much does yoga teacher insurance cost?

Yoga insurance costs vary based on the risks that your business faces, such as:

  • The types of projects you work on
  • Where your projects are located
  • Your payroll and the kinds of jobs your employees do
  • The number and types of vehicles you use at work
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Insurance cost

Yoga teacher insurance requirements

Yoga teachers should consider carrying insurance due to the risk of exercise-related injury and property damage. You might need insurance to:

  • Win new business. A yoga studio might ask you to have active insurance before you can start your practice there — usually general liability.
  • Hire employees. Most states require workers’ compensation.
  • Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
  • Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.
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Frequently asked questions about business insurance

Here are some of the most common questions we get about yoga instructor insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

How does business insurance protect yoga teachers?

Our yoga fitness insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

A yoga studio owner claims that you ruined all of their yoga mats by using the wrong type of cleaner. The general liability coverage in your insurance package would help pay for replacements.

Accidents that hurt someone

Someone who took your class needs medical attention after a severe muscle strain. Your general liability coverage would also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes 

A yoga studio owner claims you were negligent in your yoga instructions and caused several people to cancel their membership. Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. 

Workplace injuries 

You slip at your yoga studio and sprain a wrist. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees. 

Injuries and damage involving your business vehicles

You get in an accident while driving to purchase yoga equipment, and your car needs significant repairs to get back on the road. Commercial auto insurance will help pay for towing and repairs. This coverage is also usually required by law for business-owned vehicles. 

Damage to your own property

A candle starts a fire at your yoga studio and causes significant damage. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is login to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance

How does the claims process work with Next Insurance?

You can file a claim in a few steps, either online or over the phone. Call us as soon as an incident occurs at (855) 222-5919 to report what happened. One of our claims specialists will ask for details, so please be ready to tell us: the name your policy is under so we can find the right ones, where the incident happened, what the injured person was doing at the time and the type of injury sustained and details and contact information for everyone who was involved. A claim is created after you report this information and a claims advocate will be assigned to investigate your case to decide if it should be approved or denied. We strive to make claims decisions as quickly as possible so you can get back to focusing on your business. Check out our claims page for more details.