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General Contractor Insurance in Pennsylvania

Save up to 30% on business insurance
General contractor insurance
General contractor insurance - NEXT

Tailored, easy and affordable insurance for general contractor business in Pennsylvania

NEXT offers a seamless experience with coverage, pricing and customer service that’s designed for general contractor business in Pennsylvania.  Insurance packages often include:

  • General liability
  • Professional liability
  • Commercial auto
  • Tools & equipment
  • Commercial property
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Save up to 30% on general contractor business insurance in Pennsylvania

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Easily find a custom Pennsylvania general contractor insurance package that's right for you

NEXT specializes in small business insurance, so you can easily find a custom insurance package that’s right for your general contractor business in Pennsylvania.
General Liability

General Liability

Bought by 95% of business owners like you
General liability insurance provides financial protection if an accident happens at your general contractor business, such as a customer injury or damages to someone’s property. It also provides coverage if you have to defend an accusation of libel or slander.
General Liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
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Professional Liability (e&o)

Professional Liability (e&o)

Bought by 80% of business owners like you
Professional liability insurance can help you move on quickly if a customer claims you made a mistake — whether you did or not. It help you avoid customer confrontations and protect your general contractor business reputation.
Professional Liability (e&o) can help you pay for:
Legal defense costs
Legal judgments
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Commercial Auto

Commercial Auto

For business owners who own or drive vehicles
Whether your car is essential for your daily operations or a vehicle you only occasionally use for work, you need a commercial auto insurance policy customized for your general contractor business. Most states require that your business-owned vehicles are insured for certain types of accidents with commercial auto coverage.
Commercial Auto can help you pay for:
Medical expenses
Collision repairs
Rental reimbursement
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Tools & Equipment

Tools & Equipment

Protection for your gear and equipment
Tools and equipment coverage makes sure your gear is protected wherever you keep it — in your vehicle, in a trailer or at a job site. If your tools are lost, damaged or stolen, this coverage will help pay for replacements or repairs.nTools and equipment insurance is available as an add-on to our general liability insurance.
Tools & Equipment can help you pay for:
Protection for your gear and equipment
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Commercial Property

Commercial Property

For business owners who own or rent physical spaces
Commercial property insurance helps to protect the items you need to run your general contractor business, including your inventory, equipment, furniture, fixtures and even the space that you lease or property that you own. If a fire damages a wall at your store and you have to close for six weeks during repairs, you’ll be glad you have commercial property.
Commercial Property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
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How much does insurance cost

How much should a general contractor in Pennsylvania expect to pay for business insurance?

Running a small business is a 24/7 job. That’s why NEXT makes it quick and painless to get the right coverage that’s customized exactly to your needs. A general contractor business in Pennsylvania has unique needs and we tailor our policy based on:

  • How many people are on your payroll
  • The state and city in which you work
  • The kind of work you do
  • The number and types of vehicles you use for work

It usually costs about $13 each month for business insurance for general contractor business in Pennsylvania.

When you save up to 30% on business insurance, you can afford to invest in growing your small business. We’re here to make sure you always have the right amount and kind of coverage.

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What does a general contractor need insurance for in Pennsylvania?

With business insurance from NEXT, you’ll have the protection you need to get your general contractor business to the next level. Insurance can help you in many ways:

  • General liability coverage helps pay for damage to property that doesn’t belong to you.
  • Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
  • Workers’ compensation insurance can help cover medical bills and lost wages after a work-related injury. Workers’ comp coverage is usually required by law if you have employees.
  • Commercial auto coverage will help pay for collision and other driving-related damage.
  • Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event.
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Everything you want to know about Insurance

Frequently asked questions about general contractor business insurance

Here are some of the most common questions we get about general contractor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer general contractor business insurance in Pennsylvania?
Yes, NEXT Insurance offers tailored general contractor business insurance in Pennsylvania.
Does NEXT Insurance offer Tools & Equipment coverage for general contractor business in Pennsylvania?
Yes, NEXT Insurance offers General Liability, Professional Liability, Commercial Auto, Tools & Equipment, Commercial Property coverage for general contractor business in Pennsylvania.
How does business insurance protect event planners?

Our event planner insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

One of your subcontractors accidentally cracks a large window at an event space. The general liability coverage in your insurance package would help pay for a replacement.

Accidents that hurt someone

A client slips and falls on the front steps when arriving at your office. Your general event planner liability insurance coverage would also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes 

A client claims they had to pay extra catering fees because you added incorrect information to the service agreement. Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. 

Workplace injuries 

You throw out your lower back while helping to set up tables for a party and you have to take off two weeks during peak season to recover. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees. 

Injuries and damage involving your business vehicles

Your car slides on a slippery road and hits a parked car. Commercial auto insurance will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles. 

Damage to your own property

A tree falls over and damages the roof of your office. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism. 

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How does the claims process work with NEXT Insurance?

  • If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
  • If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
  • If you cannot access your online account or would prefer to speak with an agent, call us at 855-222-5919 between 6 a.m. and 5 p.m. PT, Monday to Friday.

Certificate of Insurance

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