I shopped around before moving forward with nextinsurance. So far everything is good. I haven’t had to use it yet (knock on wood), but after speaking with a representative, I feel like I’m in good hands.
Insurance should be:
Simple
Buy your policy 100% online in minutes, whenever and wherever you choose
Affordable
Pay monthly, with amazing prices and absolutely no extra fees
Tailored
Your business insurance coverage is designed to meet your needs
Move Your Business Forward
Show your next customer that you carry electrician insurance by quickly downloading our Certificate of Insurance online. You can even add customers as an Additional Insured before you download it with no fees, ever.
Focus on Your Goals
Go ahead and book that big job, or think about expanding into the next county; we've got your electrical contractor's insurance covered, so you can work on what matters to you: your business. You can even cancel online, anytime.
Simple Monthly Payments
Cash flow trouble? Our payment plans allow you to pay your electrical business insurance premium on a monthly basis so you can keep your business running and insured at the same time. Of course, we don't charge any extra fees if you choose that option.
Electrician Insurance Coverage Plans
Starting at $29 per month
Basic
General Liability
$300,000 limit
$300,000 aggregate
$500 - $1,500 deductible
Professional Liability
Not included
Pro
General Liability
$1,000,000 limit
$1,000,000 aggregate
$500 deductible
Professional Liability
$10,000 limit
$20,000 aggregate
$500 deductible
Pro Plus
General Liability
$1,000,000 limit
$2,000,000 aggregate
$0 - $500 deductible
Professional Liability
$25,000 limit
$50,000 aggregate
$500 deductible
All plans include General Liability coverage
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Bodily Injury
While you're rewiring a house, the occupants wander into the room you’re working on despite your repeated warnings not to interfere with your work. They trip on the wiring and get injured. They sue.
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Product Completed
You install a new electrical panel. Years later, an error occurs that causes a failure, and your former client sues you for damages.
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Property Damage
You accidentally bump into an antique vase and break it while on a job. Your client demands you pay to have it fixed.
This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.
Got questions? We've got answers
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
