Electrician Insurance

Our electrician business insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. If you’re an insured electrician, you’ll be protected from financial losses related to:

Damage to someone’s property

You accidentally cause damage to an expensive painting while running conduit through a wall. The general liability coverage in your insurance package would help pay to repair the damage.

Accidents that hurt someone

A client doesn’t see your pile of wires and falls over, hurting an ankle. Your general liability insurance would also come into play here by helping to pay for medical costs and legal fees if you go to court.

Professional mistakes

A property manager accuses you of damaging the main circuit breaker. E&O coverage helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

You accidentally touch energized electrical wiring and burn your hand. Workers’ compensation coverage can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.

Injuries and damage involving your business vehicles

You drive over a huge pothole on the way to a job site and destroy both front rims. Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Theft or damage to your tools

You left your van full of supplies at a work site and someone broke into it. You can choose to add tools and equipment insurance to your general liability coverage to help pay for replacement costs.

Damage to your own property

A plumbing issue causes water damage in your office space. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.