Solar contractor insurance that's made for your business
NEXT specializes in providing customized insurance for small businesses and the self-employed. We offer affordable coverage tailored to solar contractors so you are always protected against unpredictable events. The most common insurances packages bought by solar contractors include:
- General liability
- Contractors’ E&O
- Tools & equipment
- Commercial property
We’ll help you get the business insurance coverage you need
It’s all about managing your risk. See the different policies available for solar contractor business and save up to 10% when you bundle two or more of our policies.
General Liability
Bought by 95% of business owners like you
General liability insurance helps to protect you from unexpected expenses related to many types of accidents that can affect your solar contractor business. And clients could require that you have general liability coverage as part of contract requirements so they know that you can pay for any accidental injuries or damage related to your work.
general liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
Contractors' E&O
Bought by 80% of business owners like you
Errors and omissions insurance (also known as professional liability) helps you to defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of project cost overruns, it could help cover related expenses to defend yourself.
professional liability can help you pay for:
Professional negligence (actual or alleged)
Legal defense costs
Legal judgments
Tools & Equipment
Protection for your gear and equipment
Tools and equipment coverage makes sure your gear is protected wherever you keep it — in your vehicle, in a trailer or at a job site. If your tools are lost, damaged or stolen, this coverage will help pay for replacements or repairs. Tools and equipment insurance is available as an add-on to our general liability insurance.
inland marine can help you pay for:
Equipment Owned By You
Employee Tools and Clothing
Borrowed Equipment
Commercial Property
For business owners who own or rent physical spaces
Commercial property insurance helps to protect the items you need to run your solar contractor business, including your inventory, equipment, furniture, fixtures and even the space that you lease or property that you own. If a fire damages a wall at your store and you have to close for six weeks during repairs, you’ll be glad you have commercial property.
commercial property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
You can save up to 25% in discounts on solar contractor insurance
You can pay for your insurance monthly or annually and you can cancel instantly at any time.
Basic
Lowest Price
General Liability
Per occurrence
$300,000
Tools & Equipment
Per occurrence
$3,000
Commercial Property
Per occurrence
$25,000
PRO
Most Popular
General Liability
Per occurrence
$1 million
Tools & Equipment
Per occurrence
$5,000
Commercial Property
Per occurrence
$25,000
PRO PLUS
Best Coverage
General Liability
Per occurrence
$1 million
Tools & Equipment
Per occurrence
$10,000
Commercial Property
Per occurrence
$25,000
How much should a solar contractor expect to pay for business insurance?
Your solar contractor insurance costs will be tailored to your business. Several factors will impact the price you pay, including:
- Your claims history
- How high you set your limits
- Your work experience
- How many people you employ
With coverage built for more than 1,300 small business professions, NEXT offers you the right small business insurance at the right price, no matter what you do.
Learn more about solar contractor insurance costs and coverage.
How important is it for a solar contractor to have business insurance?
We know building a small business is an investment. To protect that investment, solar contractors need insurance to avoid financial losses. Business insurance can protect your from:
- Lawsuits. Without insurance, you might have to pay entirely out of pocket after an accident or mistake.
- Damage to the physical items you need to do business.
- Claims of work mistakes or negligence.
- Injuries if an employee gets hurt on the job. Insurance can pay for medical expenses and help cover lost wages.
NEXT is dedicated to helping solar contractor business owners find the affordable coverage you need to stay protected, meet legal requirements and satisfy your customers.
Frequently asked questions about solar contractor business insurance
Here are some of the most common questions we get about solar contractor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.
Does NEXT Insurance offer General Liability coverage for solar contractors?
Yes, NEXT Insurance offers General Liability, Tools & Equipment and Commercial Property coverage for solar contractors.
Does NEXT Insurance offer Tools & Equipment coverage for solar contractors?
Yes, NEXT Insurance offers General Liability, Tools & Equipment and Commercial Property coverage for solar contractors.
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More professions that are covered by NEXT
Appliance Technician, Carpenter, Concrete Contractor, Debris Removal, Drywall Contractor, Electrician, Excavation Contractor, General Contractor, Handyman, HVAC Contractor, Home Renovation Contractor, Mason, Insulation Contractor, Painters, Paving and Asphalt Contractor, Plumber, Roofing, Siding Installation Contractor, Solar Contractor, Snow Plowing, Welding, Tile, Stone and Flooring Installer, Paperhanger, Fence Installation Contractor, Lawn Care, Landscaping
* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.