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Solar Contractor Insurance

Save up to 30% on business insurance

Solar contractor insurance that's made for your business

NEXT specializes in providing customized insurance for small businesses and the self-employed. We offer affordable coverage tailored to solar contractors so you are always protected against unpredictable events. The most common insurances packages bought by solar contractors include:

  • General liability
  • Contractors’ E&O
  • Tools & equipment
  • Commercial property
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Save up to 30% on solar contractor insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different policies available for solar contractor business and save up to 10% when you bundle.

General Liability

General Liability

Bought by 95% of business owners like you

General liability insurance helps to protect you from unexpected expenses related to many types of accidents that can affect your solar contractor business. And clients could require that you have general liability coverage as part of contract requirements so they know that you can pay for any accidental injuries or damage related to your work.

General Liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
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Contractors' E&o

Contractors' E&o

Bought by 80% of business owners like you
Errors and omissions insurance (also known as professional liability) helps you to defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of project cost overruns, it could help cover related expenses to defend yourself.
Contractors' E&o can help you pay for:
Professional negligence (actual or alleged)
Legal defense costs
Legal judgments
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Tools & Equipment

Tools & Equipment

Protection for your gear and equipment
Tools and equipment coverage makes sure your gear is protected wherever you keep it — in your vehicle, in a trailer or at a job site. If your tools are lost, damaged or stolen, this coverage will help pay for replacements or repairs. Tools and equipment insurance is available as an add-on to our general liability insurance.
Tools & Equipment can help you pay for:
Equipment Owned By You
Employee Tools and Clothing
Borrowed Equipment
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Commercial Property

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance helps to protect the items you need to run your solar contractor business, including your inventory, equipment, furniture, fixtures and even the space that you lease or property that you own. If a fire damages a wall at your store and you have to close for six weeks during repairs, you’ll be glad you have commercial property.

Commercial Property can help you pay for:
Damaged equipment and inventory
Lost income
Operating expenses
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How much does insurance cost

How much should a solar contractor expect to pay for business insurance?

Your solar contractor insurance costs will be tailored to your business. Several factors will impact the price you pay, including:

  • Your claims history
  • How high you set your limits
  • Your work experience
  • How many people you employ

With coverage built for more than 1,300 small business professions, NEXT offers you the right small business insurance at the right price, no matter what you do.

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How important is it for a solar contractor to have business insurance?

We know building a small business is an investment. To protect that investment, solar contractors need insurance to avoid financial losses. Business insurance can protect your from:

  • Lawsuits. Without insurance, you might have to pay entirely out of pocket after an accident or mistake.
  • Damage to the physical items you need to do business.
  • Claims of work mistakes or negligence.
  • Injuries if an employee gets hurt on the job. Insurance can pay for medical expenses and help cover lost wages.

NEXT is dedicated to helping solar contractor business owners find the affordable coverage you need to stay protected, meet legal requirements and satisfy your customers.

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Everything you want to know about Insurance

Frequently asked questions about solar contractor business insurance

Here are some of the most common questions we get about solar contractor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer General Liability coverage for solar contractors?
Yes, NEXT Insurance offers General Liability, Tools & Equipment and Commercial Property coverage for solar contractors.
Does NEXT Insurance offer Tools & Equipment coverage for solar contractors?
Yes, NEXT Insurance offers General Liability, Tools & Equipment and Commercial Property coverage for solar contractors.