Solar Contractor Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

General Liability

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Workers' Compensation

Contractors' E&O

Tools & Equipment

Other Coverages

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Solar contractor insurance that's made for your business

NEXT specializes in providing customized insurance for small businesses and the self-employed. We offer affordable coverage tailored to solar contractors so you are always protected against unpredictable events. The most common insurances packages bought by solar contractors include:

General liability
Contractors’ E&O
Tools & equipment
Commercial property

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different policies available for solar contractor business and save up to 10% when you bundle two or more of our policies.

General Liability

Bought by 95% of business owners like you

General liability insurance helps to protect you from unexpected expenses related to many types of accidents that can affect your solar contractor business. And clients could require that you have general liability coverage as part of contract requirements so they know that you can pay for any accidental injuries or damage related to your work.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Contractors' E&O

Bought by 80% of business owners like you

Errors and omissions insurance (also known as professional liability) helps you to defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of project cost overruns, it could help cover related expenses to defend yourself.

professional liability can help you pay for:

Professional negligence (actual or alleged)

Legal defense costs

Legal judgments

Tools & Equipment

Protection for your gear and equipment

Tools and equipment coverage makes sure your gear is protected wherever you keep it — in your vehicle, in a trailer or at a job site. If your tools are lost, damaged or stolen, this coverage will help pay for replacements or repairs. Tools and equipment insurance is available as an add-on to our general liability insurance.

inland marine can help you pay for:

Equipment Owned By You

Employee Tools and Clothing

Borrowed Equipment

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance helps to protect the items you need to run your solar contractor business, including your inventory, equipment, furniture, fixtures and even the space that you lease or property that you own. If a fire damages a wall at your store and you have to close for six weeks during repairs, you’ll be glad you have commercial property.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

You can save up to 25% in discounts on solar contractor insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

General Liability

Per occurrence

$300,000

Tools & Equipment

Per occurrence

$3,000

Commercial Property

Per occurrence

$25,000

Pro

How much should a solar contractor expect to pay for business insurance?

Your solar contractor insurance costs will be tailored to your business. Several factors will impact the price you pay, including:

Your claims history
How high you set your limits
Your work experience
How many people you employ

With coverage built for more than 1,300 small business professions, NEXT offers you the right small business insurance at the right price, no matter what you do.

Learn more about solar contractor insurance costs and coverage.

How important is it for a solar contractor to have business insurance?

We know building a small business is an investment. To protect that investment, solar contractors need insurance to avoid financial losses. Business insurance can protect your from:

Lawsuits. Without insurance, you might have to pay entirely out of pocket after an accident or mistake.
Damage to the physical items you need to do business.
Claims of work mistakes or negligence.
Injuries if an employee gets hurt on the job. Insurance can pay for medical expenses and help cover lost wages.

NEXT is dedicated to helping solar contractor business owners find the affordable coverage you need to stay protected, meet legal requirements and satisfy your customers.

Frequently asked questions about solar contractor business insurance

Here are some of the most common questions we get about solar contractor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer General Liability coverage for solar contractors?

Yes, NEXT Insurance offers General Liability, Tools & Equipment and Commercial Property coverage for solar contractors.

Does NEXT Insurance offer Tools & Equipment coverage for solar contractors?

Yes, NEXT Insurance offers General Liability, Tools & Equipment and Commercial Property coverage for solar contractors.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.