Amazon Seller Insurance

Yes, Amazon requires some third-party sellers to provide proof that you have general liability insurance with at least $1 million in coverage. You may also be asked to provide a certificate of insurance with Amazon listed as an additional insured. Our general liability coverage meets Amazon’s insurance requirements. We make it easy to get a quote, purchase coverage and access your certificate with our simple online process. Just be sure to select the “Pro” package when you’re on the quote page so you receive the $1 million per occurrence and $1 million aggregate (per year) limits, as well as the injuries and damages coverage, that Amazon requires. This helps protect your business and Amazon from financial losses if you are accused of causing an injury or property damage related to whatever you are selling. Amazon asks that you put “Amazon.com, Inc., and its affiliates and assignees” as additional insureds on your policy. If you purchase through Amazon, you will automatically have a certificate of insurance created at time of purchase.

NEXT's mission is to help small businesses thrive. We provide simple, tailored and affordable a small business insurance for more than 1,300 types of businesses and self-employed workers. Whether you’re just starting a business or you’re expanding and need more protection, we offer customized insurance packages to fit your needs. We help business owners get covered with policies that are easy to buy in 10 minutes or less and provides 24/7 access to services. Our seamless services are backed by U.S.-based advisors who are ready to answer your questions.

Amazon might send you a request for a certificate of insurance. If that happens, you must send it to Amazon at: c/o Amazon, P.O. Box 81226, Seattle, WA 98108-1226, Attention: Risk Management. If you have coverage with NEXT, you can download your certificate as many times as you want, 24/7, at no extra charge. For additional details on Amazon’s insurance and other seller requirements, we recommend checking out Amazon’s Program Policies and the Amazon Services Business Solutions Agreement before you get started. This will help you understand expectations of you as a seller. If you have problems uploading your Certificate of Insurance to your Amazon Seller Profile you can contact Amazon directly through the “Contact Us” section of your Amazon Seller Central Profile.

We offer the option for customers to make monthly payments. At the time of purchase, the payment for the first and last month is required. After that initial payment, the monthly payment is automatically collected from the card we have on file every 30 days. Either a credit or a debit card can be used as the method of payment. Please note we do not accept prepaid cards for monthly payment plans. Your premium will be the same whether you decide to pay on an annual or monthly basis. We understand that small businesses need to strategically allocate their funds to help their businesses grow.

In case you purchase your policy online you will receive your policy documents via email within one business day of purchase. In case you purchase through an agent your agent will let you know when to expect your documents.

If you’ve expanded your business and need coverage for more kinds of work (or higher amounts of the same coverage), please let us know. One of our support agents can discuss your business's changing needs, and in most cases, we’ll be able to set you up with a new policy on the same day (so there will be no gaps in your coverage).

If you're a customer, your policy documents and changes can be accessed and managed in your online customer account.

The quickest way to talk to our U.S.-based customer service team is through chat.  You can reach us by clicking “chat with us” at the very bottom of the help center page.