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Amazon Seller Insurance

Customized coverage for third-party Amazon sellers

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Rated 4.7/5

Insurance should be:

Simple
Simple

Buy your policy 100% online in minutes, whenever and wherever you choose

Affordable
Affordable

Pay monthly, with amazing prices and absolutely no extra fees

Tailored
Tailored

Your business insurance coverage is designed to meet your needs

Why do Amazon sellers need insurance?

Why do Amazon sellers need insurance?

Amazon requires sellers with a Pro Merchant account and gross sales of $10,000 or more to carry general liability insurance. But keep in mind that even if you’re not required to have insurance to sell on Amazon, it’s a good idea to get coverage anyway because it can help protect your finances if something goes wrong.

What kind of insurance do Amazon sellers need?

What kind of insurance do Amazon sellers need?

You need $1 million in liability coverage, per occurrence and in aggregate, to meet Amazon’s sellers insurance requirements for Pro Merchants. This helps protect your business and Amazon from financial losses if you are accused of causing an injury or property damage related to whatever you are selling. Your policy (or policies) must include coverage for: products, products/complete operations, bodily injury.

Next works with Amazon to get you what you need

Next works with Amazon to get you what you need

Our application process is 100% online, which lets you review your policy options, purchase coverage and get your certificate of insurance in less than 10 minutes, so you can start selling your stuff right away. If you have questions, our licensed, U.S.-based insurance professionals are ready to help. Start an instant quote today.

Amazon Seller Coverage Plans

Starting at $25 per month

Basic

General Liability

$500,000 limit
$500,000 aggregate
$0 deductible

Pro

Most popular

General Liability

$1,000,000 limit
$1,000,000 aggregate
$0 deductible

Pro Plus

General Liability

$1,000,000 limit
$2,000,000 aggregate
$0 deductible

If you’re a third-party seller on Amazon, our most popular package, “Pro,” meets Amazon seller insurance requirements.

Next has what Amazon requires

  • How can Next help me meet Amazon’s seller insurance requirements?

    Next Insurance customizes coverage to give third-party Amazon sellers the affordable insurance you need. Our general liability coverage meets Amazon’s insurance requirements. Be sure to select the “Pro” package when you’re on the quote page so you receive the $1 million per occurrence and $1 million aggregate (per year) limits, as well as the injuries and damages coverage, that Amazon requires. This helps protect your business and Amazon from financial losses if you are accused of causing an injury or property damage related to whatever you are selling. General liability policies typically include coverage for bodily injury, personal injury and property liability, but they don’t always provide product liability coverage. At Next, we include it. Amazon asks that you put “Amazon.com, Inc., and its affiliates and assignees” as additional insureds on your policy. Basically, all it means is Amazon will have protection from your insurance provider if someone sues them because of something you did.

This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.

Got questions? We've got answers.

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Who is Next Insurance?
We're a group of designers, engineers, and insurance geeks based in Palo Alto, California. We want to use our deep industry experience at companies including Intuit, American Express, PayPal, Check, and Oracle to transform insurance for small businesses. We're an insurance agency licensed in all 50 states.
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How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
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How do I provide proof of coverage to Amazon?
Amazon might send you a request for a certificate of insurance. If that happens, you must send it to Amazon at: c/o Amazon, P.O. Box 81226, Seattle, WA 98108-1226, Attention: Risk Management. If you have coverage with Next, you can download your certificate as many times as you want, 24/7, at no extra charge. For additional details on Amazon’s insurance and other seller requirements, we recommend checking out Amazon’s Program Policies and the Amazon Services Business Solutions Agreement before you get started.  This will help you understand expectations of you as a seller.
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Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.
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How long will it take to get my policy after I buy?
You will be receive your policy documents via email within one business day of purchase.
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Can I add to or change my coverage?
If you’ve expanded your business and need coverage for more kinds of work, please let us know! An agent will go over your new operations and next steps with you and in most cases, we’ll be able to set you up with a new policy on the same day (so there will be no gaps in your coverage). Unfortunately though, we can’t remove any exclusions from the policy. So if you see your operations listed in our exclusions section, we’re very sorry, but our policy isn’t going to be the right fit for you just yet.

Who Trusts Us?
Small Businesses Like You

Rated 5 out of 5 stars, based on 17 reviews.
Quotation mark

So far the best…. Only been with Next insurance a couple of weeks now… A lot more affordable then most insurance company so glad I chose Next insurance…. Thank you so much for helping me in keeping my business going

Eric

Quotation mark

Was able to get affordable insurance (more then I needed), with proof of coverage (as fast as i needed), with great customer service and follow up on inspection. Good Job Next Insurance!

Stephen Q.

Quotation mark

GREAT customer service!! needed general liability insurance to accommodate a new client and bring my business to the next level. NEXT took care of everything for me. They even emailed my client a copy.

Ron H.

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