Next Insurance

Paving and Asphalt Contractor Insurance

You can save up to 25% in discounts on business insurance.*

Contractors insurance
Paving and asphalt contractor insurance designed to protect your business

Paving and asphalt contractor insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the paving and asphalt contractor insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

  • General liability
  • Professional liability
  • Workers’ compensation
  • Commercial property

You can save up to 25% in discounts on paving and asphalt contractor insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic
Lowest Price
General Liability
Per occurrence
$300,000
Workers’ Comp
Per accident
$100,000
Commercial Property
Per occurrence
$25,000
PRO
Most Popular
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$500,000
Commercial Property
Per occurrence
$25,000
PRO PLUS
Best Coverage
General Liability
Per occurrence
$1 million
Workers’ Comp
Per accident
$1 million
Commercial Property
Per occurrence
$25,000
We’ll help you get the business insurance coverage you need
It’s all about managing your risk. See the different paving and asphalt contractor business insurance policies available and save up to 10% when you bundle two or more of our policies.
General Liability

General Liability

Bought by 95% of business owners like you
General liability insurance covers the risks that affect almost every paving and asphalt contractor business. It’s the most common insurance for small businesses and entrepreneurs, and it’s typically the first policy purchased by new businesses.

general liability can help you pay for:

Medical payments
Property damage
Legal fees and judgments
Workers’ Compensation

Workers’ Compensation

For business owners who hire employees
Workers’ compensation insurance protects employees and paving and asphalt contractor business owners from financial losses after a workplace injury or illness. It can help with reimbursing medical bills, rehabilitation costs, lost wages and other expenses.

workers compensation can help you pay for:

Medical expenses
Lost wages
Employer liability
Commercial Property

Commercial Property

For business owners who own or rent physical spaces
Commercial property insurance covers paving and asphalt contractor business property, which can include the repairs, construction and related expenses if you own the building where you do business. And it can help you whether you lease space or own the property where you work.

commercial property can help you pay for:

Damaged equipment and inventory
Lost income
Operating expenses
 How much does paving and asphalt contractor insurance cost?

How much does paving and asphalt contractor insurance cost?

Paving and asphalt contractor insurance costs vary based on the risks that your business faces, such as:

  • Where you work
  • The kind of work you do
  • Your payroll and the kinds of jobs your employees do
  • The number and types of vehicles you use at work

You can save up to 25% in discounts, depending on the kind of work you do. More risky professions can expect to pay more.

Learn more about paving and asphalt contractor insurance costs and coverage.

How important is it for a paving and asphalt contractor to have business insurance?

How important is it for a paving and asphalt contractor to have business insurance?

We know building a small business is an investment. To protect that investment, paving and asphalt contractor businesses need insurance to avoid financial losses. Business insurance can protect your from:

  • Lawsuits. Without insurance, you might have to pay entirely out of pocket after an accident or mistake.
  • Damage to the physical items you need to do business.
  • Claims of work mistakes or negligence.
  • Injuries if an employee gets hurt on the job. Insurance can pay for medical expenses and help cover lost wages.

NEXT is dedicated to helping paving and asphalt contractor business owners find the affordable coverage you need to stay protected, meet legal requirements and satisfy your customers.

Frequently asked questions about paving and asphalt contractor business insurance

Here are some of the most common questions we get about paving and asphalt contractor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer general liability coverage for paving and asphalt contractor?

Yes, NEXT Insurance offers general liability insurance, workers’ compensation and commercial property coverage for paving and asphalt contractor businesses.

Does NEXT Insurance offer workers' compensation coverage for paving and asphalt contractor?

Yes, NEXT Insurance offers workers' compensation insurance, general liability and commercial property coverage for paving and asphalt contractor businesses.

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance

How does the claims process work with NEXT Insurance?

  • If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
  • If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
  • If you cannot access your online account and require help from our support team, please visit our online help center.
Certificate of Insurance

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More professions that are covered by NEXT

Home Renovation Contractor, Siding Installation Contractor, Paving and Asphalt Contractor, Paperhanger, Insulation Contractor, Solar Contractor, Fence Installation Contractor, Lawn Care, Snow Plowing, Painters, Landscaping, Drywall Contractor, Concrete Contractor, Tile, Stone and Flooring Installer, Excavation Contractor, HVAC Contractor, Debris Removal, Mason, Electrician, Carpenter, Roofing, Welding, Plumber, Appliance Technician, Handyman, General Contractor
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* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.
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© 2022 Next Insurance, Inc. 975 California Ave, Palo Alto, CA 94304, United States
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.