Paving and Asphalt Contractor Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

General Liability

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Workers' Compensation

Contractors' E&O

Tools & Equipment

Other Coverages

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Paving and asphalt contractor insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the paving and asphalt contractor insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

General liability
Professional liability
Workers’ compensation
Commercial property

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the different paving and asphalt contractor business insurance policies available and save up to 10% when you bundle two or more of our policies.

General Liability

Bought by 95% of business owners like you

General liability insurance covers the risks that affect almost every paving and asphalt contractor business. It’s the most common insurance for small businesses and entrepreneurs, and it’s typically the first policy purchased by new businesses.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Workers’ Compensation

For business owners who hire employees

Workers’ compensation insurance protects employees and paving and asphalt contractor business owners from financial losses after a workplace injury or illness. It can help with reimbursing medical bills, rehabilitation costs, lost wages and other expenses.

workers compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance covers paving and asphalt contractor business property, which can include the repairs, construction and related expenses if you own the building where you do business. And it can help you whether you lease space or own the property where you work.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

See what our customers have to say about NEXT

Satisfied Customer

Best business insurance with the easiest process!

Stephen H.

2/14/2023

Small business insurance

I thought next was easy to use, great rates and outstanding follow-up.

Taylor M.

2/13/2023

Small start up

Thanks for helping a small startup. Was able to get the insurance I need for a cost I could afford.

Deborah H.

2/12/2023

Easy to use

Great! Set everything up and got the insurance needed for my business without hassle and it was very easy and quick to navigate.

Myles C.

2/18/2023

Great!

Hassle free and great to work with. Affordable.

Anthony G.

2/17/2023

Peace of mind

easy to apply and and customer service is very responsive

Darrell W.

2/19/2023

Easy & affordable

This company makes the process very easy & affordable. Thank you for this service!!

Ronald M.

2/21/2023

Easy to sign up and has what I need.

Only took about 10 minutes to have all my questions answered and get the plan I need for my business. Great price and easy to understand plan.

Annick L.

2/21/2023

The best service.

Thanks for your help with my needs, I'm very grateful for your assistance and help. I will recommend your company to others

JOEL C.

2/9/2023

Blown away

Truly a great team of people that worked really hard to get everything together for me and went out of there way to make it fast and easy

Raaf C.

2/6/2023

You can save up to 25% in discounts on paving and asphalt contractor insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

General Liability

Per occurrence

$300,000

Workers’ Comp

Per accident

$100,000

Commercial Property

Per occurrence

$25,000

Pro

How much does paving and asphalt contractor insurance cost?

Paving and asphalt contractor insurance costs vary based on the risks that your business faces, such as:

Where you work
The kind of work you do
Your payroll and the kinds of jobs your employees do
The number and types of vehicles you use at work

You can save up to 25% in discounts, depending on the kind of work you do. More risky professions can expect to pay more.

Learn more about paving and asphalt contractor insurance costs and coverage.

How important is it for a paving and asphalt contractor to have business insurance?

We know building a small business is an investment. To protect that investment, paving and asphalt contractor businesses need insurance to avoid financial losses. Business insurance can protect your from:

Lawsuits. Without insurance, you might have to pay entirely out of pocket after an accident or mistake.
Damage to the physical items you need to do business.
Claims of work mistakes or negligence.
Injuries if an employee gets hurt on the job. Insurance can pay for medical expenses and help cover lost wages.

NEXT is dedicated to helping paving and asphalt contractor business owners find the affordable coverage you need to stay protected, meet legal requirements and satisfy your customers.

Frequently asked questions about paving and asphalt contractor business insurance

Here are some of the most common questions we get about paving and asphalt contractor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer general liability coverage for paving and asphalt contractor?

Yes, NEXT Insurance offers general liability insurance, workers’ compensation and commercial property coverage for paving and asphalt contractor businesses.

Does NEXT Insurance offer workers' compensation coverage for paving and asphalt contractor?

Yes, NEXT Insurance offers workers' compensation insurance, general liability and commercial property coverage for paving and asphalt contractor businesses.

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with NEXT. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current NEXT Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.

How does the claims process work with NEXT Insurance?

If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account and require help from our support team, please visit our online help center.

Next Insurance, small business insurance

Coverage on-the-go for policyholders

Manage your policies, send and create certificates of insurance, or file a claim with our app.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.

Paving and Asphalt Contractor Insurance

You can save up to 25% in discounts on business insurance.*

Paving and asphalt contractor insurance designed to protect your business

General Liability

Workers’ Compensation

Commercial Property

See what our customers have to say about NEXT

You can save up to 25% in discounts on paving and asphalt contractor insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

How much does paving and asphalt contractor insurance cost?

How important is it for a paving and asphalt contractor to have business insurance?

Frequently asked questions about paving and asphalt contractor business insurance

Does NEXT Insurance offer general liability coverage for paving and asphalt contractor?

Does NEXT Insurance offer workers' compensation coverage for paving and asphalt contractor?

What do I need to get an insurance quote online?

How can I get a certificate of insurance?

How does the claims process work with NEXT Insurance?

More professions that are covered by NEXT