Our snow plowing insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You cause damage to a client’s driveway while removing snow. The
general liability coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A snow pile you create edges onto the sidewalk, causing a passerby to trip and fall. Your
general liability coverage would also come into play here by helping to pay for medical costs and legal fees.
Professional mistakes
You forget to clear a business parking lot before they open for the day.
E&O coverage helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Workplace injuries
An employee slips and falls on an icy driveway while on the job.
Workers’ compensation coverage can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.
Injuries and damage involving your business vehicles
Your snow plow slides on black ice and hits a parked car.
Commercial auto coverage will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Theft or damage to your tools
Expensive snow blowers are stolen from your work truck. You can choose to add
tools and equipment insurance to your general liability coverage to help pay for replacement costs.
Damage to your own property
A water pipe bursts over the weekend, flooding your main office.
Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.