Our plumbing business insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You accidentally drop a heavy sink and crack your client’s custom tile floor. The general liability coverage in your insurance package would help pay to repair the damage.
Accidents that hurt someone
While repairing a groundwater pipe, your client trips over the hole you dug and breaks their wrist. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees if you go to court.
A homeowner accuses you of installing the wrong bathtub which means they need to stay at a hotel longer than planned. Contractors' E&O coverage
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
You throw your back out lugging a toilet into a house and can’t stand up straight. Workers’ compensation coverage
can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.
Injuries and damage involving your business vehicles
To avoid hitting a dog, you sideswiped a parked car with your work truck. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Theft or damage to your tools
You had to leave your van parked at a site overnight and someone stole your tools. You can choose to add tools and equipment insurance
to your general liability coverage to help pay for replacement costs.
Damage to your own property
A tree falls on the roof of your office during a severe storm. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.