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General Contractor Insurance in Orlando, Florida

Save up to 30% on business insurance
General contractor insurance
General contractor insurance - NEXT

Orlando general contractor insurance that's customized just for you

NEXT makes it easy for you to save on all the insurance you need to protect your general contractor business in Orlando, Florida. Business insurance packages for general contractor businesses in Orlando often include:

  • General liability
  • Contractors’ E&O
  • Workers’ compensation
  • Tools & equipment
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Save up to 30% on general contractor business insurance in Orlando, FL

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Easily find a custom general contractor insurance package that's right for your business in Orlando

NEXT specializes in small business insurance, so you can easily find a custom insurance package that’s right for your general contractor business in Florida.

General Liability

General Liability

Bought by 95% of business owners like you

General liability insurance helps to protect you from unexpected expenses related to many types of accidents that can affect your general contractor business. And clients could require that you have general liability coverage as part of contract requirements so they know that you can pay for any accidental injuries or damage related to your work.

General Liability can help you pay for:
Medical payments
Property damage
Legal fees and judgments
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Contractors' E&o

Contractors' E&o

Bought by 80% of business owners like you
Errors and omissions insurance (also known as professional liability) helps you to defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if you are accused of project cost overruns, it could help cover related expenses to defend yourself.
Contractors' E&o can help you pay for:
Professional negligence (actual or alleged)
Legal defense costs
Legal judgments
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Workers' Compensation

Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance provides a safety net for general contractor business owners and their employees after a workplace injury. It can help cover expenses for medical treatment, lost wages and other costs. You’re required to purchase coverage in most states as soon as you hire your first employee.

Workers' Compensation can help you pay for:
Medical expenses
Lost wages
Employer liability
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Tools & Equipment

Tools & Equipment

Protection for your gear and equipment
Tools and equipment coverage makes sure your gear is protected wherever you keep it — in your vehicle, in a trailer or at a job site. If your tools are lost, damaged or stolen, this coverage will help pay for replacements or repairs. Tools and equipment insurance is available as an add-on to our general liability insurance.
Tools & Equipment can help you pay for:
Equipment Owned By You
Employee Tools and Clothing
Borrowed Equipment
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How much does insurance cost

How much does general contractor insurance in Orlando, Florida cost?

General contractor insurance costs vary based on the risks that your business faces, such as:

  • Where you work
  • The kind of work you do
  • Your payroll and the kinds of jobs your employees do
  • The number and types of vehicles you use at work

General contractor business in Orlando typically pays about $62.50 each month for a business insurance policy.

You can save up to 30%, depending on the kind of work you do. More risky professions can expect to pay more.

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What does a general contractor need insurance for in Orlando?

With business insurance from NEXT, you’ll have the protection you need to get your general contractor business to the next level. Insurance can help you in many ways:

  • General liability coverage helps pay for damage to property that doesn’t belong to you.
  • Contractors’ E&O insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
  • Workers’ compensation insurance can help cover medical bills and lost wages after a work-related injury. Workers’ comp coverage is usually required by law if you have employees.
  • Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event.
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Everything you want to know about Insurance

Frequently asked questions about general contractor business insurance

Here are some of the most common questions we get about general contractor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer general contractor business insurance in Orlando?
Yes, NEXT Insurance offers tailored general contractor business insurance in Orlando, Florida.
Does NEXT Insurance offer Workers' Compensation coverage for general contractor business in Orlando?
Yes, NEXT Insurance offers General Liability, Contractors' E&O, Workers' Compensation, Tools & Equipment coverage for general contractor business in Orlando, FL.
How does business insurance protect general contractors?

Our contractor insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

Your ladder slips and crashes through a living room window. The general liability coverage in your insurance package would help pay for a replacement.

Accidents that hurt someone

A distracted homeowner trips over your extension cord, breaks their ankle and sues you. Your general liability coverage would also come into play here by helping to pay for medical costs and legal fees.

Workplace injuries

Your employee has to get medical care and cancel some jobs after they slip and cut their finger with a drill. Workers’ compensation coverage with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.

Injuries and damage involving your business vehicles

You get into a fender bender with your work truck that was ruled your fault. Commercial auto coverage will help pay for the repairs and some of the rental costs, depending on the policy limits. This coverage is also usually required by law for business-owned vehicles.

Theft or damage to your tools

Motor failure puts your compressor out of commission. The tools and equipment insurance that is optional with your general liability coverage can help pay for replacement and repair costs.

Damage to your own property

A water pipe bursts in your office and floods the entire space. Property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as fire, tornado or vandalism.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How does the claims process work with NEXT Insurance?

  • If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
  • If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
  • If you cannot access your online account or would prefer to speak with an agent, call us at 855-222-5919 between 6 a.m. and 5 p.m. PT, Monday to Friday.