Our concrete construction insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
Your employee tracked wet cement onto a rug in the lobby of an office building. The general liability coverage
in your insurance package would help pay for a replacement.
Accidents that hurt someone
One of your employees accidentally injures someone when cinder blocks fall out of a pickup truck. Your general liability insurance
would also come into play here by helping to pay for medical costs and legal fees.
A commercial real estate developer claims that your business made a critical structural mistake, which causes a loss in rental income. E&O coverage
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
Two employees are hurt after dropping a concrete slab on the job and need medical care. Workers’ compensation coverage
can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.
Injuries and damage involving your business vehicles
Your employee backs into another person’s car while reversing in a parking lot. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Theft or damage to your tools
Someone steals a pressure washer and concrete edger from a company vehicle while your employees are busy at work. You can choose to add tools and equipment insurance
to your general liability coverage to help pay for replacement costs.
Damage to your own property
A tree falls over and causes damage to your office roof. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.