General Contractor Insurance in Idaho

General contractor insurance that's made for your Idaho business

We’re dedicated to helping you get the general contractor insurance coverage you need to protect your business from accidents, injuries, property damage and legal fees. Popular insurance bundles for general contractor business in Idaho include:

General liability

Professional liability

Commercial auto

Workers’ compensation

Tools & equipment

Commercial property

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Easily find a custom Idaho general contractor insurance package that's right for you

NEXT specializes in small business insurance, so you can easily find a custom insurance package that’s right for your general contractor business in Idaho.

General Liability

Bought by 95% of business owners like you

General liability insurance covers a wide range of general contractor business accidents and basic risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by clients and licensing agencies.

General Liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

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Professional Liability (e&o)

Bought by 80% of business owners like you

Professional liability insurance can help to pay for damages and lawsuit costs if you or your general contractor business is accused of work errors or incomplete projects that cause a client to lose money.

Professional Liability (e&o) can help you pay for:

Legal defense costs

Legal judgments

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Commercial Auto

For business owners who own or drive vehicles

Commercial auto insurance helps general contractor business cover injuries and damages resulting from work-related car accidents. Most states require commercial auto insurance for business-owned vehicles in order to help pay for medical expenses and property damage.

Commercial Auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

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Workers' Compensation

For business owners who hire employees

Workers’ compensation insurance provides a safety net for general contractor business owners and their employees after a workplace injury. It can help cover expenses for medical treatment, lost wages and other costs. You’re required to purchase coverage in most states as soon as you hire your first employee.

Workers' Compensation can help you pay for:

Medical expenses

Lost wages

Employer liability

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Tools & Equipment

Protection for your gear and equipment

Tools and equipment coverage makes sure your gear is protected wherever you keep it — in your vehicle, in a trailer or at a job site. If your tools are lost, damaged or stolen, this coverage will help pay for replacements or repairs.nTools and equipment insurance is available as an add-on to our general liability insurance.

Tools & Equipment can help you pay for:

Protection for your gear and equipment

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Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance can help protect your general contractor business equipment, inventory and even the building itself if you own it. If your general contractor business property is damaged due to a covered event, such as a burst water pipe or fire, commercial property insurance can help with replacement costs or repairs as well as the loss of business income while you get back up and running.

Commercial Property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

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How much should a general contractor like me expect to pay for insurance in Idaho?

Since every general contractor business in Idaho has unique circumstances, the price of business insurance varies. There are a number of factors that we take into consideration when provide an instant quote online, including:

If you work by yourself or have employees
Where your work sites are located
The kind of jobs you usually perform
How many vehicles you use for your business

Business insurance for general contractor business in Idaho can cost as little as $13 per month.

We’ll make this quick. With NEXT, you can get a quote and buy business insurance in less than 10 minutes.

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Business insurance for general contractor in Idaho has never been easier

A general contractor business in Idaho is a busy small business with little time to sweat the details of insurance. NEXT takes the hassle out of insurance by getting rid of jargon and endless phone calls. With NEXT, you can get:

Covered in less than 10 minutes

Access to your documents online whenever you need them

Insurance advisor support via phone, email and direct chat if you have questions

We know that there’s never enough time in a day for the self-employed. That’s why we work hard to make running your business that much easier.

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Frequently asked questions about general contractor business insurance

Here are some of the most common questions we get about general contractor business insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

Does NEXT Insurance offer general contractor business insurance in Idaho?

Yes, NEXT Insurance offers tailored general contractor business insurance in Idaho.

Does NEXT Insurance offer Commercial Auto coverage for general contractor business in Idaho?

Yes, NEXT Insurance offers General Liability, Professional Liability, Commercial Auto, Workers' Compensation, Tools & Equipment, Commercial Property coverage for general contractor business in Idaho.

How does business insurance protect event planners?

Our event planner insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:

Damage to someone’s property

One of your subcontractors accidentally cracks a large window at an event space. The general liability coverage in your insurance package would help pay for a replacement.

Accidents that hurt someone

A client slips and falls on the front steps when arriving at your office. Your general event planner liability insurance coverage would also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes

A client claims they had to pay extra catering fees because you added incorrect information to the service agreement. Professional liability insurance helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Workplace injuries

You throw out your lower back while helping to set up tables for a party and you have to take off two weeks during peak season to recover. Workers’ compensation insurance with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.

Injuries and damage involving your business vehicles

Your car slides on a slippery road and hits a parked car. Commercial auto insurance will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Damage to your own property

A tree falls over and damages the roof of your office. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

How can I get a certificate of insurance?

You’ll have instant access to your certificate of insurance 24/7 from your computer or mobile device when you purchase coverage with Next. There’s no waiting for anyone, no need to print anything and definitely no fax machines. If you’re a new or current Next Insurance customer, all you need to do is log in to your account and your Live Certificate delivers you the proof of insurance you need instantly, for free. You can easily share your COI with anyone via email, text message or a social media post. We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated. Find out more details about your certificate of insurance.

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How does the claims process work with NEXT Insurance?

If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
If you cannot access your online account or would prefer to speak with an agent, call us at 855-222-5919 between 6 a.m. and 5 p.m. PT, Monday to Friday.

General Contractor Insurance in Idaho

General contractor insurance that's made for your Idaho business

Save up to 30% on general contractor business insurance in Idaho