Business Insurance

Business Insurance for +1300 businesses

Save up to 30% with instant coverage
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Next Insurance customizes business insurance to fit your needs

Next Insurance is a one-stop shop for business insurance. With our easy online platform, you can quickly get the coverage you need at an affordable price so you can focus on your work. Oh, and you’ll save 10% when you bundle two or more of our policies.

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Business insurance has never been easier

Customized business insurance to protect you and your clients
Get covered in 10 minutes and save up to 30%
Instant proof of insurance and easy monthly payments
Do it all 100% online or talk to a licensed U.S.-based advisor

Need a fast certificate of insurance?

Get covered and share your COI in minutes
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How much does business insurance cost?

You can save up to 30% when you buy insurance with Next. The exact amount you pay will depend on:

  • The types of services you offer
  • Where you work
  • How many employees you have 
  • Vehicles you drive for work
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Insurance cost

Take a few minutes to get an instant quote and see how much business insurance will cost.

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Frequently asked questions about business insurance

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for contractor insurance, we’ll ask you a few basic questions about your business, including:   

  • The type of contractor work you do
  • The number of employees and payroll at your business
  • The type of vehicles you use for work
  • The locations where you plan to work

How do I get my certificates of insurance?

A few minutes after you buy any type of coverage, you can log into your account from a computer or mobile device to access your certificate of insurance.   We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated.

Can I add an additional insured to my insurance?

Yes. We know this is a common need to add an additional insured to your coverage, so we’ve given you the power to create certificates of insurance and add additional insureds for free.  Learn more about how certificates of insurance work with Next Insurance.

How does the claims process work with Next Insurance?

You can file a claim in a few steps, either online or over the phone. Call us as soon as an incident occurs at (855) 222-5919 to report what happened. One of our claims specialists will ask for details, so please be ready to tell us:   

  • The name your policy is under so we can find the right one
  • Where the incident happened
  • What the injured person was doing at the time and the type of injury sustained
  • Details and contact information for everyone who was involved 
  A claim is created after you report this information and a claims advocate will be assigned to investigate your case to decide if it should be approved or denied. We strive to make claims decisions as quickly as possible so you can get back to focusing on your business.   Check out our claims page for more details.