Business Insurance for +1300 businesses

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for contractor insurance, we’ll ask you a few basic questions about your business, including:   

• The type of contractor work you do
• The number of employees and payroll at your business
• The type of vehicles you use for work
• The locations where you plan to work

A few minutes after you buy any type of coverage, you can log into your account from a computer or mobile device to access your certificate of insurance.   We provide unlimited certificates and you can also add an additional insured for free. If you decide to change your coverage, your certificate will be automatically updated.

Yes. We know this is a common need to add an additional insured to your coverage, so we’ve given you the power to create certificates of insurance and add additional insureds for free.  Learn more about how certificates of insurance work with Next Insurance.

You can file a claim in a few steps, either online or over the phone. Call us as soon as an incident occurs at (855) 222-5919 to report what happened. One of our claims specialists will ask for details, so please be ready to tell us:   

• The name your policy is under so we can find the right one
• Where the incident happened
• What the injured person was doing at the time and the type of injury sustained
• Details and contact information for everyone who was involved 

  A claim is created after you report this information and a claims advocate will be assigned to investigate your case to decide if it should be approved or denied. We strive to make claims decisions as quickly as possible so you can get back to focusing on your business.   Check out our claims page for more details.