Our grass cutting insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
An area of the yard is overwatered, causing a leak into a neighbor’s basement. The general liability coverage
in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client trips over a tool that was hidden in long grass. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
You forget to apply pesticide and some of the client’s plants die. Professional liability coverage
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
An employee falls and twists their ankle while working on a sloped property. Workers’ compensation coverage
can help cover medical bills and lost wages — not to mention it’s usually required by law if you have employees.
Injuries and damage involving your business vehicles
Your work truck is damaged by a flood. Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Theft or damage to your tools
An employee forgets to lock your storage shed and several tools are stolen overnight. You can choose to add tools and equipment insurance
to your general liability coverage to help pay for replacement costs.
Damage to your own property
A tree falls over during a severe storm and damages the roof of your office. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.