Next Insurance

Legal Services Insurance

Save up to 25% in discounts with instant coverage*

Legal services insurance
Customized insurance to protect your legal services business

Customized insurance to protect your legal services business

NEXT Insurance simplifies getting insurance for law firms. As a legal professional who provides advice and recommendations to organizations and individual clients, you need customized insurance at an affordable price so you can get back to solving problems.

Oh, and you’ll save 10% when you bundle two or more of our policies.

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Customized business insurance to protect you and your clients
Business insurance in less than 10 minutes

Get covered in 10 minutes and you can save up to 25% in discounts

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Customer reviews

I am so excited
I am totally excited about my new insurance for my small business. I am happy that the price was in a range that I can afford, the terms were easy to understand and it was so simple to purchase my first policy. I look forward to doing business with you in the future.
Cruzella J.
Easiest insurance purchase – EVER!
I was looking around trying to compare insurance and I am so lucky I found NEXT. I was able to compare levels of coverage, and all the options, without pressure from a salesperson or time limits. I was able to check out prices and it was more coverage for less than the “traditional” company I looked at.
Michael W.
Happy small business owner!
I needed liability insurance for my new small business brick & mortar location. I got the run around from another company, but NEXT provided a competitive insurance quote in a timely manner. I now have the insurance that I need and it was stress-free!
Nicole E.
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How much does legal business insurance cost?

How much does legal business insurance cost?

You can save up to 25% when you buy legal service insurance with NEXT. The exact amount you pay will depend on:

  • The types of legal services you offer
  • Where your projects are located
  • Your payroll and the kinds of jobs our employees do
  • The number and types of vehicles you use at work
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Take a few minutes to walk through our instant quote process online and see how much business insurance will cost.

Dedicated small business insurance

Why do legal professionals need business insurance?

You might wonder what is legal services insurance for and why get it? Well, business insurance offers you protection from a wide range of unexpected events and accidents, from clients getting injured by tripping over file boxes on the floor to accusations of making mistakes.

Besides, having legal services insurance is worth it because it means that you don’t have to fully pay out of pocket if an accident does occur. With the right law firm insurance coverage, you can focus on practicing law instead of worrying about defending your business.

How legal service liability insurance protects your business

How legal service liability insurance protects your business

Legal firm liability insurance can help cover costs if you find yourself in the unfortunate situation of being accused of causing an injury or damaging property that doesn’t belong to you. It also can help you if someone says your marketing efforts were misleading or slanderous.

General liability insurance’s broad protection can help cover you from expenses related to accidental damage to someone’s property or an injury to someone who is not an employee.

For example, if an elderly client trips on a rug in your office, hits their head and wants you to pay for their ER visit. General liability can help pay for their medical expenses up to your policy limit

Professional liability insurance (also known as errors and omissions) can help cover you for cases where you are accused of making a professional error, whether that’s true or not. For instance, if a client sues you for making a mistake in legal paperwork that led to them losing a significant deal, law firm professional liability insurance will help pay for costs to defend your business.

You may already know that many legal professionals need to hold malpractice insurance, which is a specialized type of professional liability coverage. While they both help cover business owners if they make a professional mistake, not all professional liability insurance is necessarily malpractice insurance.

Other important business insurance coverage for law firms and legal professionals

Liability insurance is a good place to start, but you can also customize your legal services insurance plans to protect your employees and your property.
We typically recommend:
Workers' Compensation Insurance
Workers’ Compensation for legal professionals

Workplace injuries happen more frequently than you might think. Workers’ comp makes those situations easier by helping to pay for medical bills for injuries and illnesses that happen to you or your employees while on the job. Workers’ comp can also help to cover lost wages while recuperating from tripping over a computer cord in your office.

This coverage is required for businesses with employees in every state except Texas.



Learn more about workers’ comp.
Commercial Auto Insurance
Commercial Property insurance for legal services businesses

Attorneys, legal assistants, and notary business owners who own or rent physical spaces will need property insurance to help protect business equipment, inventory and furniture. If your business property is damaged due to a covered event, such as a burst water pipe or fire, property insurance can help with replacement costs or repairs.



Learn more about commercial property insurance.

Frequently asked questions about legal services insurance

Does a lawyer need professional liability insurance?

The short answer: it depends on where you practice law. There is no across-the-board regulation requiring lawyers in the U.S. to have liability insurance. Some states have no requirements; others have requirements or certain coverage limits dependent on business structure or the kind of work done. Although it may not be mandated by state, professional liability or malpractice insurance is prudent to have. Not only does professional liability coverage protect lawyers from claims of professional mistakes, it also helps legitimize your business by helping build trust and credibility with clients.

Do law firms need property insurance?

Most likely, yes. Commercial property coverage helps protect the brick-and-mortar location of your law firm or law office regardless if you lease or own the property. It also covers physical items you need to operate your legal business: documents and files, business equipment like computers and furniture.

What do I need to get an insurance quote online?

We keep it simple and straightforward so you can find the coverage that’s right for you within a few minutes. When you start a quote for insurance, we’ll ask you a few basic questions about your business, including: the kind of services you provide, the location of your office or where you plan to work, how many people you employ and how much you pay them and the number and type of vehicles you use for work.

How does the claims process work with NEXT Insurance?

  • If you’re a policyholder, you can file a claim any time by logging in to your account at www.nextinsurance.com and clicking the “File a claim” under the "About us" tab. You can expect a call from us shortly after you submit a claim to go over the details.
  • If you do not have a policy with us and are filing against one of our policyholders, you can head over to our website at www.nextinsurance.com, select “Help Center” under our “Support” tab, and under “Quick Actions for Customers” click where it says ”Not a policyholder and want to file a claim?”
  • If you cannot access your online account and require help from our support team, please visit our online help center.
Additional resources for legal service providers
Do I need business insurance? Your questions answered
Start

Do I need business insurance? Your questions answered

Small business insurance 101: Learn the basics
Protect

Small business insurance 101: Learn the basics

Errors and Omissions vs. Professional Liability vs. Malpractice: What's the Difference Anyway?
Grow

Errors and Omissions vs. Professional Liability vs. Malpractice: What's the Difference Anyway?

*To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. Coverage examples are for illustrative purposes only. Your policy documents govern, terms & exclusions apply.
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.