Mason Insurance

You can save up to 25% in discounts on business insurance.*

Choose your primary coverage to get started:

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Masonry contractor insurance designed to protect your business

NEXT Insurance is a one-stop shop to help you get the mason insurance you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:

General liability
Contractors’ E&O
Commercial auto
Tools and equipment
Commercial property

We’ll help you get the business insurance coverage you need

It’s all about managing your risk. See the affordable policies available for masons and bricklayers and save up to 10% when you bundle two or more of our policies.

General Liability

Protection for the injuries, accidents and damage you cause

General liability insurance for masons and bricklayers covers a wide range of masonry accidents and risks. You’ll have financial protection if someone other than an employee gets hurt or you are held responsible for damaging property that doesn’t belong to you. It’s often required by project owners and licensing agencies. General liability includes contractors’ E&O, or professional liability coverage, which can help cover costs in a business disagreement.

general liability can help you pay for:

Medical payments

Property damage

Legal fees and judgments

Contractors’ E&O

Coverage against business mistakes and claims of negligence

Errors and omissions insurance (also known as professional liability) helps you defend yourself if you’re accused of making a mistake that causes someone to lose money. For example, if a client claims that your company installed the wrong type of stone tiles in a commercial building it could help cover related expenses to defend yourself or redo the job.

professional liability can help you pay for:

Professional negligence (actual or alleged)

Legal defense costs

Legal judgments

Commercial Auto

For business owners who own or drive vehicles

Most states require commercial auto insurance for business-owned vehicles to help pay for medical expenses and property damage. Personal auto insurance usually won’t provide coverage if you have an accident in a company vehicle and injure other people or damage property.

commercial auto can help you pay for:

Medical expenses

Collision repairs

Rental reimbursement

Tools & Equipment

Protection for your gear and equipment

Tools and equipment coverage makes sure your gear is protected wherever you keep it — in your vehicle, in a trailer or at a job site. If you don’t own or lease property and regularly take expensive gear to a job site, tools & equipment insurance offers protection against damage or theft. This coverage is available as an add-on to our general liability insurance.

inland marine can help you pay for:

Equipment owned by you

Employee tools and clothing

Borrowed equipment

Commercial Property

For business owners who own or rent physical spaces

Commercial property insurance can help protect your business equipment, inventory and your building if you own it. If you own real estate where you store equipment, commercial property insurance provides coverage for your equipment while it’s on the premises, as well as for the building itself.

commercial property can help you pay for:

Damaged equipment and inventory

Lost income

Operating expenses

What customers say about us

OWNER

Very good insurance company

James O.

Great company Insurance

Great networking company. The policy that I had was very reasonable in price and very easy to set up through their website

christian R.

Masonry

Very satisfied with next company highly recommend

Chuck M.

The Best God sent

Dianna C.

Excellent

Quick and easy process.. quote in minutes and policy in just a few more

Juvenal V.

Mela

Great experience and look forward to working together in future. She is very courteous and professional.

PATRICIA V.

Good job

Been great to.me so far!!!

Chase K.

Fast and simple

Jeremiah D.

Great service

WESLEY R.

Easy process

Thomas R.

You can save up to 25% in discounts on mason insurance

You can pay for your insurance monthly or annually and you can cancel instantly at any time.

Basic

Lowest Price

Commercial Auto

Combined single limit

$85,000

General Liability

Per occurrence

$300,000

Tools & Equipment

Per occurrence

$3,000

Commercial Property

Per occurrence

$25,000

Pro

How much does masonry contractor insurance cost?

Mason business insurance costs vary based on the risks that your business faces, such as:

The types of projects you work on
Where your projects are located
The number and types of vehicles you use at work

Everything you want to know about Insurance

Mason insurance requirements

Masons are almost always required to have insurance due to the risk of injury and property damage. You might need insurance to:

Win a bid or start work on a project. Clients and local governments might ask you to have active insurance — usually general liability.
Drive for business purposes. Business-owned vehicles typically need commercial auto insurance.
Repair or replace property you own or rent. Protect your inventory, equipment and even the building that you lease or own.

Frequently asked questions about business insurance

Here are some of the most common questions we get about mason insurance. If you don’t find the answers you need here, our licensed, U.S.-based insurance advisors are standing by to help via online chat or phone.

How does business insurance protect masons?

Our affordable mason insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You can be protected from financial losses related to:

Damage to someone’s property

A worker at your company damages a homeowner’s roof when repairing a chimney. The general liability coverage in your insurance package could help pay for repairs.**

Accidents that hurt someone

A pedestrian accuses your business of causing an injury after he trips a brick on the sidewalk and sprains an ankle. Your general liability coverage could also come into play here by helping to pay for medical costs and legal fees.

Professional mistakes

A client claims you used the wrong type of stone to build a wall. E&O coverage helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.

Injuries and damage involving your business vehicles

An employee accidentally backs a bulldozer into a parked car. Commercial auto coverage can help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.

Theft or damage to your tools

Thieves steal several toolboxes from the back of a company van that is parked overnight at a jobsite. You can choose to add tools and equipment insurance to your general liability coverage to help pay for replacement costs.

Damage to your own property

A water pipe bursts in your office and floods the entire space. Commercial property insurance can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.

What do I need to get an insurance quote online?

It takes about 10 minutes to get a business insurance quote online with ERGO NEXT. We’ll ask a few questions about your business — like what you do, your location, what type of events you sell at, how many people you employ and the vehicles you use for work. You’ll choose your options and see prices. If you like what you see, you can buy online and get a certificate of insurance (proof of insurance) on the spot.