Our in-person and online aerobics class insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
Your step platforms leave some scratches on the gym’s floor. The general liability
coverage in your insurance package would help pay for the repair or replacement.
Accidents that hurt someone
You forget to change out of wet boots before walking into class, and a client falls on the slippery floor. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
A student says you taught the wrong technique, causing an injury that made them miss work. Professional liability insurance
for aerobics businesses helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
While teaching a class, you slip and twist your ankle. Workers’ compensation insurance
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Damage to your own property
A plumbing issue causes water damage in your aerobics studio. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.