Our fitness instructor insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
You accidentally crack a mirror when cleaning up after teaching a class at a gym. The general liability
coverage in your insurance package would help pay for a replacement.
Accidents that hurt someone
A client slips a disc while working out with you and blames you for the injury. Your general liability coverage
would also come into play here by helping to pay for medical costs and legal fees.
A fitness center operator claims that you left a door unlocked, which leads to a burglary. Professional liability insurance
helps you defend yourself if you’re accused of making a mistake that causes someone to lose money.
You hurt your back while helping the owner of a local gym move a treadmill. Workers’ compensation insurance
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Damage to your own property
Your gym space is flooded when a frozen pipe bursts. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.