I investigate several professional liability insurance companies, including 2 with discounts for members of my certifying organization. No other company came close to offering the high coverage- low price of nextinsurance. Matching the great product deal for me was the very attentive customer service.
Insurance should be:
Simple
Buy your policy 100% online in minutes, whenever and wherever you choose
Affordable
Pay monthly, with amazing prices and absolutely no extra fees
Tailored
Your business insurance coverage is designed to meet your needs
Need Proof of Indoor Cycling Insurance?
Show your next customer that you carry insurance for your indoor cycling classes by quickly emailing your Live Certificate of insurance to anyone from our customer portal. You can even add your customers as Additional Insured before you email it with no fees, ever.
Add an Additional Insured
Go ahead and book that big class at the new studio downtown or even online; we've got your indoor cycling instructor insurance covered, so you can work on what matters to you: your business. And you can always cancel instantly online anytime you're not satisfied.
Simple Monthly Payments
Cash flow trouble? Our payment plans allow you to pay your indoor cycling liability insurance premium on a monthly basis so you can keep your business running and insured at the same time. Of course, we don't charge any extra fees if you choose that option.
Indoor Cycling Instructor Insurance Coverage Plans
Starting at $11 per month
Basic
General and Professional Liability*
$500,000 limit
$1,500,000 aggregate
$0 deductible
Pro
General and Professional Liability*
$1,000,000 limit
$3,000,000 aggregate
$0 deductible
Pro Plus
General and Professional Liability*
$2,000,000 limit
$4,000,000 aggregate
$0 deductible
*Professional Liability coverage applies only to claims related to bodily injury or property damage
All plans include General and limited Professional Liability coverage
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Bodily Injury
One of your long-time students pushes too hard one day during class and accidentally pulls a muscle. She sues you, claiming your lack of professionalism is what caused her injury.
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Medical Payments
A young woman trying out your class has an asthma attack and spends the night in the ER. Rather than suing you, she asks you to pay her medical costs.
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Property Damage
Someone who signed up for your class trudges in with wet boots and ruins the floors at the gym where you rent space. The gym sues you to cover the cost of refinishing the floors.
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Advertising Harm
In trying to get new students to join your classes, you place an ad in the local paper and unknowingly copy a design similar to a competitor, leading your competitor to sue.
This is a brief summary of your policy and does not supersede the policy documents.If you want full details, please call us.
Got questions? We've got answers.
How do I get a Certificate of Insurance?
We provide you unlimited certificates of insurance, free of charge. Once you've purchased a policy, log in to our website to get proof of insurance or add an Additional Insured. In most cases, you'll get your certificate within minutes. Otherwise, we'll email it within one business day.
Do I have to pay the entire annual premium now?
No, to make it easier on your budget we allow you to make monthly payments. Of course, there's no extra fee for paying monthly.
Do I need to choose a personal training specialty?
Personal training can be a crowded space, so it helps to stand out by earning supplementary certification. Working with children, seniors, or special needs people are great options, as is certification in specific fitness fields such as Pilates, yoga, etc. It’s never a bad idea to develop expertise in more fitness fields.
Do I need to get a personal training certificate to get insurance?
Yes, you must be certified or have a 4+ year degree in a health & fitness related field to be eligible for this insurance.
I’m a [bootcamp/TRX/group fitness] instructor but the policy says personal trainer. Did I purchase the right policy?
Yes, you did purchase the correct policy. “Personal trainer” is a generic term that encompasses a variety of health & fitness disciplines, including most group fitness, bootcamp, kickboxing and other exercise classes.
